Your community already knows how to save together. SoSave keeps the record.

Susu. Pardner. Tanda. Ayuuto. Chit fund. The rotating savings circle has worked for generations because people trust each other. What it has never had is a clear shared record: who has paid, whose turn is next, and what happens when someone needs to swap.

SoSave is that record. It is a coordination tool, not a bank.

HOW IT WORKS

Start a circle or join one you are invited to. Set the contribution, how often it comes around, and the order of turns. Everyone sees the same schedule.

When a round comes due, every member knows what they owe and when. Members pay one another directly, by whatever method the circle already uses, whether that is a bank transfer, a payment app, or cash. SoSave never touches those payments.

The person whose turn it is records that the payout arrived. Contributions are marked with the member's own proof. Everyone can see where the circle stands.

What SoSave is not

SoSave never holds, pools, or lends member money. Your funds stay in your own account. There is no SoSave account holding a circle's savings, because a circle's savings never leave the members.

SoSave is not a financial institution and performs no trading, investing or money management. It schedules the rotation, shows each member what they owe and when their turn comes, records who has paid, and notifies the group.

FOR THE PERSON RUNNING THE CIRCLE

Build the roster and invite members by text, WhatsApp or email. Set the turn order by dragging it into place. Watch the cycle progress without chasing people one by one. Reminders go out on schedule so you are not the one nagging.

When someone leaves, the record stays straight. When someone is removed by mistake, you can put them back.

WHAT IT COSTS

SoSave charges members nothing. A circle may set a one time join fee, paid to the operator who runs it, not to SoSave. You see the fee before you join, and it never comes out of the pot or your payout.

BUILT FOR THE WAY YOUR CIRCLE ALREADY TALKS

SoSave is available in English, Spanish, Haitian Creole and Jamaican Patois.

CONNECTING A BANK IS OPTIONAL AND READ ONLY

If you choose to connect a bank account, SoSave reads your balance so it can show it to you. It cannot move money from your account, because it has no permission to and no mechanism for it.

QUESTIONS

Write to support@sosave.ai. A person answers.