Asa na ang kwarta? Now you'll know.

AsaKwarta is a monthly cash-flow planner for families. It is not an expense tracker. You don't log every coffee. You plan the big things: salaries in, and every bill, credit card and one-off payable out, each with its due date. AsaKwarta shows what is left after each payment, so you see early if money will run short.

HOW IT WORKS
• Add your salaries and the cash you have on hand.
• Add your fixed monthly bills once: rent, school fees, helper salary, levy, insurance, loans, utilities. They come back every month on their due dates.
• When your credit card statements come out, type in each card's amount.
• Add one-off extras for the month, like a birthday, a trip or a repair.
• Tick each one as paid. Paid less than the full amount, like a card's minimum? Enter what you paid.

WHAT YOU SEE
• Every payable in due-date order, with "left after" beside each one.
• A warning when money runs out before a payment.
• A reminder to enter each card's statement amount.
• An Overview of where the month's money goes, by category.
• Next month ahead of time, so you can plan before payday.

MADE FOR OFWs AND FAMILIES IN TWO COUNTRIES
• Keep separate plans, for example Singapore in SGD and the Philippines in PHP.
• See each plan on its own, or everything together in one currency.
• 17 currencies, including PHP, SGD, USD, AED, SAR, QAR, KWD, HKD, MYR, JPY, KRW, TWD, AUD, NZD, CAD, GBP and EUR.

SHARE WITH YOUR FAMILY
• Invite your partner with a code. You both see and update the same plan.

NEVER MISS A DUE DATE
• Reminders before each payable is due, scheduled right on your phone.

WORKS OFFLINE
• Your plan is saved on your phone. Open it, mark items paid and enter amounts without internet. Changes sync when you're back online.

PRIVATE BY DESIGN
• No bank login, no card numbers, no ads, no tracking.
• Sign in with email or Google.
• Back up your plan to Google Drive any time.
• Delete your account and data from Settings whenever you like.

Free to use.