APP NAME
Lumbayar

SHORT DESCRIPTION
Track money lent and borrowed, repayments, reminders and personal balances.

FULL DESCRIPTION
Know what's settled. Remember what's not.

Lumbayar is a local-first personal IOU tracker built for everyday Malaysian lending, borrowing and repayments. Keep amounts, people, dates, notes, attachments and repayment history together without searching through old chats or spreadsheets.

TRACK CLEARLY
• Record money you lend or borrow
• Add full, partial or shared repayments
• Organise records by person and account
• Add notes, attachments and scanned receipts
• Review balances, transaction status and analytics
• Search recent transactions and view reports on screen

SEND KINDER REMINDERS
Prepare an editable reminder with the amount, title, date and optional note. Save your DuitNow QR and include it when sharing through WhatsApp, Telegram or another Android app.

KEEP CONTROL OF YOUR DATA
Your records are stored locally on your device. Create manual backup files, or sign in with Google to save backups in Lumbayar's private Google Drive app-data folder.

FREE FEATURES
• Unlimited lending and borrowing records
• Unlimited contacts
• One cash or bank account
• Manual Google Drive backup
• On-screen reports

LUMBAYAR PRO
Every Pro option unlocks the same features:
• Multiple cash, bank and e-wallet accounts
• Automatic Google Drive backup
• Branded PDF and Excel exports
• An ad-free experience

Choose monthly, yearly or lifetime access. Prices are shown securely by Google Play and may vary by country. Monthly and yearly subscriptions renew automatically unless cancelled through Google Play. Lifetime access is a single, non-renewing purchase.

Lumbayar is a personal record-keeping utility. It is not a bank, lender, payment provider or debt collection service. It does not move, lend or hold money.

Need help? Contact support@lumbayar.com.