Money Me answers one question: how much have I actually got left?

Not your bank balance. What's left after the bills that haven't gone out yet, the savings you've promised yourself, and the money you owe. It's built for people paid on a date rather than on the 1st — so your month runs payday to payday, the way your money actually works.

Money Me never asks for your bank login. You enter your balances and your bills, which takes a few minutes and means your banking credentials are never handed to anyone, us included.

HOW IT WORKS
1) Add your accounts, your income and your regular bills
2) Set the day your month starts
3) See what's genuinely left to spend, every day of the month

ON YOUR HOME SCREEN
Two Android widgets, so you don't have to open anything:
• Money left — your available balance, refreshed in the background and on tap
• Upcoming bills — everything due before payday, overdue ones flagged
• Mark a bill paid straight from the widget, without opening the app
• Both resize, follow your phone's dark mode, and work with TalkBack

A MONTH THAT STARTS ON YOUR PAYDAY
Set the day your month begins, anywhere from the 1st to the 31st — so a budget that runs from the 25th is one tap away. Income and bills can be scheduled however you are actually paid: a fixed date, the last working day, the first Friday of the month, or a custom interval such as every two or four weeks. Your monthly plan totals every bill and payment due, shows what you have already paid and what is still to come, and breaks it down by category.

TRACK YOUR BILLS
Recurring and one-off, with proper scheduling. Get a reminder the day before a bill is due, rather than after. Mark things paid as they go out, from the app or from the widget.

SAVE TOWARDS SOMETHING SPECIFIC
Set a simple target, or build an itemised goal from its parts — a trip broken into flights, hotel and spending money — and Money Me totals it for you. Full contribution history, so you can see the progress you have made.

DEBTS, AND MONEY OWED TO YOU
Track what you owe with running balances and payment history. Track what other people owe you too — most budget apps forget that half exists.

SEE WHERE IT ACTUALLY WENT
Category breakdowns, trends over time, and a six-month forecast, so a bad month is something you spot rather than something you discover.

ASK YOUR AI ASSISTANT ABOUT YOUR MONEY
Money Me supports MCP, so you can connect Claude, ChatGPT or another AI assistant directly to your own figures and just ask. Can I afford this? What happens if I clear the card faster? Where did it all go last month? Plain English, real answers, from your actual numbers. ChatGPT requires one of its paid plans.

WHAT WE DO WITH YOUR DATA
We never ask for your banking credentials and we never connect to your bank. Your data travels over an encrypted connection and is stored in Amazon DynamoDB. It is never sold. You can export your expenses, income and savings goals to CSV for Excel or Google Sheets, and you can delete your account yourself at any time from Settings.

PRICING
Sign up free and set your month up: three bank accounts, one income, twenty bills, two savings goals and two debts. Money Me is then £4 per month or £40 per year to lift those limits and unlock CSV export and the AI assistant — one price, every feature, cancel any time. Payment is handled by Stripe.

Money Me runs on Android and in any browser, on your phone, tablet or computer. One account, everywhere.

Start with what's left. Everything else follows from it.