KEY FEATURES

Quick EMI Calculations

Calculate your estimated monthly payment using the loan amount, annual interest rate, and repayment period. You can
enter the tenure in months or years, making it easy to match the information provided by your lender.

Multiple Loan Categories

Choose from common loan categories, including:

• Home loans
• Car loans
• Education loans
• Custom loans

For custom loans, you can provide your own loan name to organize calculations for purchases or financing needs that do
not fit into the standard categories.

Detailed Loan Results

View more than just the monthly payment. Each calculation provides useful estimates, including:

• Monthly EMI
• Total interest payable
• Total repayment amount
• Principal and interest breakdown
• First-month payment breakdown

These details can help you understand how interest affects the total cost of borrowing.

Amortization Schedule

Explore a detailed repayment schedule showing how your loan balance changes over time. Review each payment period to
see:

• Principal paid
• Interest paid
• Remaining loan balance

The amortization schedule helps illustrate how early payments typically contain a larger interest portion, while more
of each later payment goes toward reducing the principal.

Save and Manage Loans

Save important calculations to the My Loans section for future reference. You can review saved loans, inspect their
payment details, and remove calculations you no longer need.

Saved loan information is stored locally on your device.

Support for Multiple Currencies

Choose from 27 supported currencies and display calculations using the currency that is most relevant to you. This
makes the app useful for loan planning across different countries and regions.

Simple and Clear Interface

EMI Calculator is designed to make financial estimates easier to understand. Its clean interface presents loan inputs,
calculated results, charts, and repayment details in a readable format.

USE EMI CALCULATOR FOR

• Comparing possible loan terms
• Estimating monthly payments before borrowing
• Understanding the effect of interest rates
• Reviewing the total cost of a loan
• Planning a household budget
• Exploring shorter or longer repayment periods
• Keeping a local record of loan estimates

HOW TO USE

1. Select a loan category.
2. Enter the loan amount.
3. Enter the annual interest rate.
4. Choose a tenure in months or years.
5. Tap Calculate EMI.
6. Review the payment estimate, total interest, repayment amount, and amortization schedule.
7. Save the calculation if you want to access it later.

IMPORTANT INFORMATION

EMI Calculator is intended for general informational, educational, and planning purposes only. Results are estimates
based on the values you provide. Actual loan payments, interest charges, fees, taxes, insurance costs, compounding
methods, and repayment terms may differ depending on the lender and loan agreement.

This app does not provide loans, lending services, financial advice, credit decisions, or guarantees of approval.
Always verify repayment amounts and terms with a qualified financial professional or the relevant lender before making
a financial decision.

Plan your repayments, compare different scenarios, and gain a clearer understanding of your potential loan costs with
EMI Calculator.