Artha: Budget Tracker

No Ads. Your Data, Your Device. Period.
Artha is a completely private expense tracker. No analytics, no tracking, no ads—just you and your spending data, all stored on your phone.
Skip Manual Expense Logging

Artha captures your bank alerts and turns them into organized expense tracking. See exactly where your money goes—no typing needed.
SMS Bank Transaction Reading – Your Unique Feature

Artha reads incoming bank transaction SMS messages from your bank and automatically converts them into expense entries for your review.
When a message arrives from a sender you've added to your trusted list, Artha extracts the amount, merchant, and transaction type right on your phone.
- Supported Banks: BDO, BPI, GCash, Maya, Metrobank, UnionBank, and most Philippine and Southeast Asian bank SMS formats.
Complete Privacy. No Compromises.

No SMS content is ever uploaded or shared
- All processing happens on your device
- No analytics SDK
- No ads or tracking
- No account required
- One-tap confirm/dismiss for each transaction
- Feature disabled by default—your permission required to activate

Why We Request Permissions
SMS Permission:
- To read bank transaction alerts from your bank. This powers automatic expense detection. We never share or upload your SMS content.

Microphone Permission:
- To enable voice entry (optional, disabled by default). Audio is processed on your device only.
Both permissions are used only when you explicitly enable them in settings.
More Ways to Track Spending
Voice Entry
Say "spent five hundred on groceries at SM" and Artha detects the amount, category, and title—no typing needed.

Category Budgets
Set monthly spending limits per category. See at a glance how Food, Transport, or Bills are tracking against your budget this cycle.

Reports and Insights
Visual spending breakdown by category, trend charts, and a monthly summary—everything you need to understand your spending patterns.

Google Drive Backup
Optionally back up your expense history to your own Google Drive as a CSV file. Restore on a new phone in one tap. Your data stays in your Drive—we never see it.