Invest Halal and get up to 20% profits*

biniyog. io is Bangladesh’s first dedicated Shariah-compliant investment platform where you can invest in real, profitable businesses—without dealing with interest (riba). Whether you're aiming to build passive halal income or grow your wealth ethically, we make it easy and transparent.

🔹How it works:

1. Businesses apply for interest-free financing.

2. Our team conducts thorough due diligence, including financial checks and risk assessment.

3. Eligible businesses are listed on the platform with transparent risk grades and investment details.

4. You choose the campaigns you like and invest under a legally binding contract.

5. Businesses repay in installments via biniyog.io—and you get your capital plus profit.

🔹Why Choose biniyog. io?

1. 100% Halal Investments
All campaigns are certified by our expert Shariah advisory team. You can review the Shariah audit and fatwa for each campaign.

2. No Hassle, Fully Managed
We take care of business assessment, legal documentation, disbursement, collection, and updates. You just decide where to invest.

3. Better Than Saving
With profits of up to 20%*, your investment has the potential to outperform bank deposits and savings schemes—while staying halal.

4. Transparency at Every Step
See every campaign’s risk grade (A = low risk, B+ = moderately low, B = medium), business background, and repayment schedule clearly in the app.

5. Low Barrier to Start
You can begin with just ৳5,000 and grow from there. No need for large capital or complex procedures.

6. Track Everything in One Place
The app gives you access to your investment history, expected returns, completed repayments, and upcoming campaigns—all in real time.

🔹Who's It For?

Professionals looking to grow income the halal way

Students wanting to start small and learn investing

Homemakers managing family savings

Retired individuals who want reliable monthly earnings

Anyone who wants to avoid riba (interest) and invest ethically

🔹Security & Compliance

Bangladesh’s first fintech with Shariah certification from globally recognized Islamic finance scholars

Shariah advisory by IFA Consultancy, led by AAOIFI-certified scholars

Shariah-compliant investment structures

Legal contracts signed digitally for every campaign

Funds held securely, disbursed only when campaign is fully subscribed

🔹 How to Get Started

1. Download the app (it's FREE!)

2. Register with your phone number or email

3. Browse available investment campaigns

4. Select one, review details, if you get convinced, then invest

5. Track returns, repayment, and business performance directly through the app

🔹Support That Listens

We’re always here to help. For any query:

Email us

Chat on Facebook

Reach out via WhatsApp

You’ll also find guides, FAQs, and campaign walkthroughs in the app to help you get comfortable with every step.