TOTEM puts your Mobile Money on a screen.

Mobile Money runs on USSD menus: a code to dial, a menu that vanishes while you are still reading it, a step you have to get right the first time. It works — but it asks you to remember what a screen could simply show you.

TOTEM replaces those menus with an interface. Same operator, same account, same operations. Only laid out where you can see them.

What you can do

• See the balance of each SIM card at a glance.
• Read every message from your operator, sorted and legible, instead of digging through an inbox.
• Top up a number, send to a recipient, or settle with an agent from a form with named fields — no code to memorise.
• Be notified the moment money arrives.
• Turn an operation into a receipt you can share.

How it works

Your SIM cards live in a small terminal you keep. The app talks to that terminal. Nothing about the operation itself changes: your operator carries it out, exactly as if you had dialled the code by hand. TOTEM only makes the dialling readable.

What it does not do

• It does not read the messages on your phone. It requests no SMS permission — Android would show it if it did. The messages you see arrive on the terminal's own SIM cards.
• It holds no money and moves none of its own. It is not a wallet, not a bank, not a payment service.
• Your PIN is never stored, never written into a message, never logged. It is typed at the moment of the operation, and kept nowhere afterwards.
• No advertising, no tracking, no analytics, no third-party SDK of that kind.

Who it is for

Anyone who works with Mobile Money every day and is tired of USSD: a shop, an agent point, a business running several lines at once. It works with MTN and Orange Money, wherever they operate.

Accounts

Registration is closed. The owner of the terminal creates the accounts, and a new account opens nothing until they do.

Privacy policy: https://totemlabs.app/confidentialite
Delete your data: https://totemlabs.app/suppression