WorthQL keeps one number honest: what you're actually worth.

Most money apps show you a balance. That's not the same as knowing how you're doing. If you've added money over the years, taken some out, and watched prices move the whole time, a single balance hides more than it tells you. WorthQL works out your money-weighted return (IRR) — the figure that accounts for when you put money in and took it out, not just where you happened to land.

You add what you own, record your buys and sells, and it keeps the math straight:

• Stocks and ETFs, crypto, cash and savings, property, gold, watches, cars — everything with value sits in one place.
• Live prices for tickers and coins; you keep manual assets current yourself.
• A real history of your net worth over time, so you see the trend instead of guessing at it.
• Returns per asset and overall, so a big headline number never flatters you.

For the things that don't have a live price — a flat, a vintage watch, a plot of land — there's an optional AI research feature. Give it the details you already know (the model, the year, the condition, recent comparable sales) and it suggests a fair current value. You accept it, adjust it, or ignore it. Every figure stays yours.

A few things WorthQL deliberately doesn't do:

• It never connects to your bank, broker, or exchange. Nothing is imported automatically. You enter it, which means you actually know what's in there.
• No ads, and your data isn't sold. Financial values are encrypted, and the app is private to your account.
• It handles multiple currencies, so holdings spread across dollars, rupiah, euros, or pounds still add up to one clear total.

This is a tool for people who want to see their whole financial picture and follow it over years — not a trading app, not a budget planner, and not financial advice. Just an honest running total of everything you own, and the return you're really getting on it.