Your money, your business, your books within reach.
Kudilo brings everyday money tracking and business tools together. Record transactions through text or receipt photos, ask questions about your records, and manage the details that keep your day or business moving.

PERSONAL MONEY MANAGEMENT
• Track income, expenses and money owed.
• Record loans to others, repayments and outstanding balances.
• Review your financial activity and ask questions about your spending.
• Buy airtime and data, and pay supported utility bills.
• Set up a dedicated receiving account through our payment partner, where available.

BUSINESS BOOKKEEPING
• Record sales, expenses, customer debts and supplier balances.
• Track full payments, deposits and instalments.
• Keep customer and supplier records organised.
• Review summaries and reports to understand your business activity.
• Find, review and correct saved transactions.

INVOICES, RECEIPTS AND COLLECTIONS
• Create and manage invoices.
• Record payments and see what remains outstanding.
• Generate invoices and receipts you can share with customers.
• Track jobs, deposits and customer balances.
• Offer supported payment options through payment partners, where available.

INVENTORY
• Keep track of products and stock on hand.
• Record stock additions, reductions and adjustments.
• Review stock movements and identify items running low.

BUSINESS PAGES AND BOOKINGS
Create shareable pages called Minis to present your products, services and prices. Supported page types let customers browse your offerings, submit requests or book available times. Manage your published pages as your business changes.

WORK WITH YOUR TEAM
Invite staff to your business workspace and control their access. Keep business records together while keeping your personal workspace separate.

RECORD NATURALLY
Type what happened or upload a receipt photo. Kudilo’s AI assistant helps turn your input into organised records and answer questions about your books. Review captured details and make corrections when needed.

START PERSONAL. GROW WITH YOUR BUSINESS.
Personal is free. Business features vary by plan, and payment services depend on eligibility and availability.
From everyday expenses to sales, stock and customer payments, Kudilo helps you keep clear records in one place.