Lotara is a free workspace for running the numbers on rental and investment properties, built in Lakeland, Florida. Enter a property's price, rent and costs, and Lotara shows you what the deal looks like, with transparent math you can check line by line.

DEAL ANALYZER
• Monthly cash flow after vacancy, operating expenses, principal and interest, and a capital-expenditure reserve
• Cash-on-cash return, cap rate, NOI-to-debt-service ratio and break-even rent
• Total cash needed: down payment, closing costs, rehab and reserves
• A financing view, plus a stress test that shows how the deal holds up if rent drops or expenses rise
• Export a report of your analysis
• Plain-language notes that point out where the numbers look strong and where they need a closer look

PIPELINE AND DUE DILIGENCE
• Save properties to your own private pipeline and move them through stages: Research, Analyzing, Due diligence, Offer prepared, Closed, Archived
• A due-diligence checklist covering title, condition, rental evidence, taxes and insurance, financing terms and permitted use
• Keep notes and source links with each property
• Compare up to three saved properties side by side using the same calculation method

FLORIDA PUBLIC RECORDS
• Look up a parcel by its parcel ID in the public Florida Statewide Cadastral dataset (Florida Geographic Information Office) to see assessed value, year built, living area, lot size and recorded sale information, and attach that snapshot to your deal
• Quick links to official resources such as the Polk County Property Appraiser, county tax-deed and foreclosure sale pages, the HUD Home Store and FEMA flood maps
Lotara is not affiliated with, or endorsed by, any government agency. Public records can be out of date, so always verify with the official source.

OPTIONAL AI REVIEW
If you choose, Lotara can write a short AI review of a deal's strengths, risks and next steps, based only on the numbers you entered and any public record you attached. You confirm before anything is sent, and your notes and property name are never included. The AI can be wrong and has no access to live listings or rent comparables.

PRIVATE BY DESIGN
• No sign-up, no email and no password
• No ads and no tracking or analytics tools
• Your saved deals are tied to a random ID your device creates, and you can delete any deal at any time

WHAT LOTARA IS NOT
Lotara does not list homes for sale, give rent estimates, make loans, or buy or sell anything. It is a calculator and organizer to help you ask better questions before you talk to a lender, inspector, agent or attorney.

Not financial advice: Lotara's numbers and AI reviews are estimates based on the assumptions you enter. They are not financial, investment, tax or legal advice, and no return is guaranteed. Always do your own research and consult qualified professionals before making an investment decision.

Privacy policy: https://lotara.lataos.workers.dev/privacy
Questions or feedback: pilot@latauniverse.com