The Paramount Data Vault is a financial digital assistant available to you free through an invitation from the PRMG team.

Organize in one place:
Your Data Vault dashboard summarizes important financial information such as: account balances, transactions, net worth, budgeting, credit score and credit report, cash flow analysis, estimated home value, spending analysis, offers and promotions from a financial institution, all in one place.

Budgeting:
Understand what you are spending and where. Track by categories and drill down into subcategories. Receive alerts if you are off track or confirmation you are on track.

Free Credit Score, Report and Monitoring:

Your credit score is prominently displayed in your dashboard - and it doesn't cost you anything. Keep track of changes month to month and learn the key factors that make up your score like length of credit, timely payment history, utilization of credit, total accounts opened and inquiries. Don't worry, this is a "soft credit pull" meaning there is no impact to your score by checking it. Access helpful articles that explain credit bureaus, credit score, and more.

Prepare:
Work with your PRMG Loan Officer to best prepare you for home ownership by planning for a down payment, establishing reserves, managing your debt to income ratio, improving or maintaining your credit, loan scenarios through our calculators, establish your projected loan to value, and more.

Search Properties:
Looking for your first home? Want to move up, or downsize? Use your Data Vault to search local and nationwide real estate listings. Find homes that match what you can afford. See open houses, customize searches, favorite properties you like and save your searches.

Share:
When ready to move forward with a financial transaction, you choose what accounts to share with your Loan Officer. All data is always encrypted.

Security:
Security is job #1 and we are always working to improve our security measures. See more here: https://www.finlocker.com/security/

Privacy:
Your privacy is important to us. To learn how we protect your privacy, visit:
https://www.prmg.net/privacy-policy/