SafeNest Africa – Empowering Futures & Enriching Lives
About This App
SafeNest Africa is a digital cooperative finance and lifestyle platform designed to empower individuals, small businesses, and farmers with secure, accessible, and growth-focused financial solutions.
Our mobile app brings the power of cooperative banking to your fingertips—helping you save smarter, transfer money seamlessly, access affordable loans, pay essential bills, and grow your financial future with confidence.
Whether you're a student building financial discipline, a small-scale entrepreneur expanding your business, or a farmer seeking agribusiness support, SafeNest Africa provides the tools you need to achieve economic freedom and long-term stability.
What You Can Do with SafeNest Africa
Smart Cooperative Savings
Save and grow your money through structured cooperative savings plans
Automatic savings options with reminders to help you stay consistent
Track contributions, balances, and growth in real time
Fast & Reliable Money Transfers
Instantly send and receive money between SafeNest members
Transfer funds to any Nigerian bank securely
Fund your wallet easily via debit card or bank deposit
Affordable Cooperative Loans
Apply for low-interest cooperative loans directly in the app
Loans are backed by savings and verified guarantors
Transparent terms with clear repayment schedules
Monitor loan status, repayments, and guarantor approvals in real time
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LOAN TERMS & FINANCIAL DISCLOSURE
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SafeNest Africa offers cooperative loans with the following terms:

Loan Amount Range: ₦10,000 – ₦1,000,000
Repayment Period: Minimum 1 month – Maximum 12 months
Interest Rate: 3% – 8% per month
Maximum Annual Percentage Rate (APR): 96%
Processing Fee: 1% of loan amount

Representative Example:
For a loan of ₦100,000 repaid over 6 months at 5% monthly interest:

Principal Amount: ₦100,000
Total Interest (5% × 6 months): ₦30,000
Processing Fee (1%): ₦1,000
Total Amount Repayable: ₦131,000
Monthly Repayment: ₦21,833

All loan terms, fees, and repayment schedules are clearly displayed within the app before loan acceptance. No hidden charges. Loans require verified guarantors and are subject to eligibility based on savings history.
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Bills & Utilities Made Easy
Pay electricity, water, and internet bills effortlessly
Recharge airtime and data on MTN, Airtel, Glo, and 9Mobile
Agribusiness & Business Financing
Access funding solutions tailored for farmers and agribusinesses
Apply for business and cooperative funding directly from your dashboard
Support food production, trade, and sustainable growth
Account & Activity Management
Real-time dashboards showing savings, loans, and transactions
Download receipts, statements, and ID proof anytime
Full visibility of your financial activities in one place
Security & Support
End-to-end encryption on all transactions
Two-factor authentication for added account protection
Biometric login for secure and convenient access
Customer support via support@safenestafrica.com
SafeNest Africa is a cooperative movement built on transparency and shared prosperity.
Download SafeNest Africa and take your next step toward financial empowerment.
Visit: www.safenestafrica.com
Owned & Operated by SafeNest Africa Solutions Ltd