Debt Sorted helps you take control of your finances and become debt-free faster, with a clear plan, powerful tools, and plain-English AI guidance.

Whether you're managing credit cards, personal loans, overdrafts, or buy-now-pay-later balances, Debt Sorted gives you everything you need in one simple app.

TRACK ALL YOUR DEBTS

Add all your debts in one place. See your total balance, average interest rate, monthly minimums, and projected debt-free date on your dashboard every day.

CHOOSE YOUR STRATEGY

Pick the repayment method that works for you:
- Snowball: pay off smallest balances first for quick wins
- Avalanche: tackle highest interest first to save the most money
- Custom: you decide the order

AI DEBT COACH

Ask any debt or money question and get a plain-English answer in seconds. No jargon. No judgment. Powered by Google Gemini.

AI LETTER GENERATOR

Generate formal letters to send to your creditors, payment arrangements, hardship requests, interest freeze letters, affordability complaints, and more. Ready to send in seconds.

POWERFUL PLANNING TOOLS

- Debt-Free Date: see exactly when you'll be debt-free and how extra payments change that date
- Budget Planner: set monthly budgets per category and track your spending against them
- Minimum Payment Trap: see how much interest you're really paying by making only minimums
- What-If Scenarios: model job loss, bonuses, rate changes, new debts, and more
- Repayment Calendar: visualise every payment across the year

REPORTS AND EXPORTS

View your financial overview, debt distribution, spending trends, and month-by-month progress. Export your data as CSV or JSON (Pro).

PRIVATE AND SECURE

Your financial data is stored locally on your device by default. It never leaves your phone unless you choose to enable cloud sync. We never sell your data.

DEBT SORTED PRO

Upgrade to Pro for unlimited AI queries, report exports, and all premium features.

SUBSCRIPTION INFORMATION
• Pro Monthly - Full access to all Pro features. £9.99 per month. Auto-renews monthly unless cancelled.
• Pro Yearly - Full access to all Pro features. Auto-renews annually unless cancelled.
• Pro Lifetime - One-time purchase for permanent Pro access. No subscription.

Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period. Manage or cancel your subscription anytime in Apple ID Settings → Subscriptions.

Debt Sorted is not a regulated financial service. Always seek independent advice from a qualified financial adviser or free debt charity before making significant financial decisions.

Terms of Use: https://spykra.co.uk/debt-sorted/#terms
Privacy Policy: https://spykra.co.uk/debt-sorted/#privacy