Roz (Sandra Bullock) has pretty much had enough of her thieving boyfriend, Frank (Denis Leary), but he persuades her to accompany him on a road trip to a quaint New England village where, incidentally, he will be fencing a painting he recently acquired. The working-class lovers try to sort out their relationship while mixing with the beach-dwelling locals. Meanwhile, a federal agent, O'Malley (Yaphet Kotto), is on their trail, seeking the priceless artwork the couple unknowingly possess.