Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card.

Join Liobank in just 3 simple steps:

Download the mobile banking app 📲
Verify your identity by taking a photo of your ID and a selfie 👤
Activate your virtual bank card instantly 🦁

Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.

26 reasons why Liobank will become your favorite bank:
💳 2-in-1 card with combined credit and debit features and instant cashback
💰 Credit limit of up to 300,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork
🤑 Pay and get up to 10% cashback on your spending and mobile top-ups cashback
🏦 Installment plans for up to 12 months with a low fee of only 1.7% per month.
📈 3.5% interest on your personal funds with the Savings Account Feature
🚫 Zero fees for fast money transfers, payments, mobile top-ups, and utility payments
💱 Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee
💼 Supports Google Pay
🍀 Set your own lucky account number – it's free!
📫 Payment reminders and utilities payments notifications to pay for your bills
🐷 "Piggy" to save for your dreams and earn 3.5% annual interest
🔒 Control payments for linked services directly in the Liobank internet banking app with subscription management
📳 Shake your phone to pay and make transfers to people nearby without needing card or phone numbers
🍽️ Split bills for cafes or taxis among friends
📲 Seamlessly transfer money funds using your phone contact list
🎉 Add beautiful photos to your money transfers and congratulate your friends in the most original way!
🚫 Cancel a payment within 10 seconds if you make a mistake
💸 Respond to payments with a single touch and repeat previous payments instantly
🔒 Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits
📊 Easily access and export card statements via the internet banking app
🏷️ Label expenses with tags and build convenient finance analytics
🎉 Collect rewards for actively using your bank card
👤 Use "Incognito" mode for privacy, concealing your balance and transaction amounts
🌈 Change your app background color with a tap
🌙 Use dark mode
😄 React to payments with emojis instead of "thank you" or "money received"
📛 Choose how we address you. It could be fun when you speak with support
🤖 No chatbots - speak directly with our experienced support professionals anytime, anywhere

Get your perfect Liobank 2-in-1 credit and debit card today!

Address: 41-45 Le Duan, District 1, City. HCM. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005.