Liobank - Digital Bank

Orient Commercial Joint Stock Bank

About this app

Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient mobile banking app with a free 2-in1 bank card.

Join Liobank in just 3 simple steps:

Download the mobile banking app 📲
Verify your identity by taking a photo of your ID and a selfie 👤
Activate your virtual bank card instantly 🦁

Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.

26 reasons why Liobank will become your favorite bank:
💳 2-in-1 card with combined credit and debit features and instant cashback
💰 Credit limit of up to 300,000,000đ with zero interest for up to 62 days. Take out online credit loans with no paperwork
🤑 Pay and get up to 10% cashback on your spending and mobile top-ups cashback
🏦 Installment plans for up to 12 months with a low fee of only 1.7% per month.
📈 3.5% interest on your personal funds with the Savings Account Feature
🚫 Zero fees for fast money transfers, payments, mobile top-ups, and utility payments
💱 Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee
💼 Supports Google Pay
🍀 Set your own lucky account number – it's free!
📫 Payment reminders and utilities payments notifications to pay for your bills
🐷 "Piggy" to save for your dreams and earn 3.5% annual interest
🔒 Control payments for linked services directly in the Liobank internet banking app with subscription management
📳 Shake your phone to pay and make transfers to people nearby without needing card or phone numbers
🍽️ Split bills for cafes or taxis among friends
📲 Seamlessly transfer money funds using your phone contact list
🎉 Add beautiful photos to your money transfers and congratulate your friends in the most original way!
🚫 Cancel a payment within 10 seconds if you make a mistake
💸 Respond to payments with a single touch and repeat previous payments instantly
🔒 Manage your card in the mobile banking app: change your PIN, block/unblock your card and set internet spending limits
📊 Easily access and export card statements via the internet banking app
🏷️ Label expenses with tags and build convenient finance analytics
🎉 Collect rewards for actively using your bank card
👤 Use "Incognito" mode for privacy, concealing your balance and transaction amounts
🌈 Change your app background color with a tap
🌙 Use dark mode
😄 React to payments with emojis instead of "thank you" or "money received"
📛 Choose how we address you. It could be fun when you speak with support
🤖 No chatbots - speak directly with our experienced support professionals anytime, anywhere

Get your perfect Liobank 2-in-1 credit and debit card today!

Address: 41-45 Le Duan, District 1, City. HCM. Tel: [phone]. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005.

Ratings and reviews

The UI completely ignores the UX. For most transactions to semd money, we always need to capture the successful screen with all the information including the correct amount of money and the beneficiary information. This app only shows a simple screen saying "successfully sent A amount of money", unusable. If we go back to the transaction lists to view the full information, then there our remaining balance information right on the screen as well. That's just really silly.

An amazing app with a very thoughtful and clean design. The app is very easy to use. I love the tagging feature to track spending. You can create your own tags and the app can even auto tags future transactions. No glitches so far for me in opening the app, transferring money, or making payments. The debit card offers great cash back. Liobank has the potential to become a leading digital bank in Vietnam.

Tried to take a photo of my ID for 10 minutes in good light conditions. I always get error messages, blurred or corners cut. Though my camera can take sharp photos. Sadly unusable for me.