4.4
4.81K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Liobank is a digital bank in Vietnam powered by Orient Commercial Joint Stock Bank (OCB). We have made all banking processes really simple and offer you a convenient app with a free 2-in1 card.

Join Liobank in just 3 simple steps:
Download the app 📲
Verify your identity by taking a photo of your ID and a selfie 👤
Activate your virtual card instantly 🦁

Invite your friends to become Liobank clients and earn rewards together. When your friend activates their Liobank plastic card, both you and your friend will receive 50,000₫ each.

26 reasons why Liobank will become your favorite bank:
💳 2-in-1 card with combined credit and debit features.
💰 Credit limit of up to 300,000,000đ with zero interest for up to 62 days.
🤑 Up to 10% cashback on your spending and mobile top-ups cashback
🏦 Installment plans for up to 12 months with a low fee of only 1.7% per month.
📈 3% interest on your personal funds with the Savings Account Feature.
🚫 Zero fees for money transfers, payments, mobile top-ups, and utility payments.
💱 Lowest FX fees for international payments - just 2% with no fluctuation fee or minimum fee.
💼 Supports Google Pay.
🍀 Set your own lucky account number – it's free!
📫 Payment reminders and utilities payments notifications for your bills.
🐷 "Piggy" to save for your dreams and earn 3% annual interest.
🔒 Control payments for linked services directly in the Liobank app with subscription management.
📳 Shake your phone to make transfers to people nearby without needing card or phone numbers.
🍽️ Split bills for cafes or taxis among friends.
📲 Seamlessly transfer funds using your phone contact list.
🎉 Add beautiful photos to your transfers and congratulate your friends in the most original way!
🚫 Cancel a payment within 10 seconds if you make a mistake.
💸 Respond to payments with a single touch and repeat previous payments instantly.
🔒 Manage your card in the app: change your PIN, block/unblock your card and set internet spending limits.
📊 Easily access and export card statements via the app.
🏷️ Label expenses with tags and build convenient analytics.
🎉 Collect rewards for actively using your card.
👤 Use "Incognito" mode for privacy, concealing your balance and transaction amounts.
🌈 Change your app background color with a tap.
🌙 Use dark mode.
😄 React to payments with emojis instead of "thank you" or "money received."
📛 Choose how we address you. It could be fun when you speak with support.
🤖 No chatbots - speak directly with our experienced support professionals anytime, anywhere.

Get your perfect Liobank card today!

Address: 41-45 Le Duan, District 1, City. HCM. Tel: (84) 2 836 220 139. Company name Orient Commercial Joint Stock Bank (OCB). Business code: 0300852005
Updated on
Mar 27, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.4
4.75K reviews
Erich Hejzel
March 16, 2024
Tried to take a photo of my ID for 10 minutes in good light conditions. I always get error messages, blurred or corners cut. Though my camera can take sharp photos. Sadly unusable for me.
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Orient Commercial Joint Stock Bank
March 16, 2024
Liobank sincerely apologizes for the inconvenience you have experienced. In this case, you can try again with another phone device and make sure there is adequate lighting and a suitable shooting angle. If there is still an error, please contact Liobank with the error report image/video for further inspection.
Dương Quang Huy
August 18, 2023
The UI completely ignores the UX. For most transactions to semd money, we always need to capture the successful screen with all the information including the correct amount of money and the beneficiary information. This app only shows a simple screen saying "successfully sent A amount of money", unusable. If we go back to the transaction lists to view the full information, then there our remaining balance information right on the screen as well. That's just really silly.
6 people found this review helpful
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Orient Commercial Joint Stock Bank
August 20, 2023
Sorry for this inconvenience, we would like to acknowledge your information and suggestions so that we can further improve and improve as well as bring the best experience to our customers, please accompany and follow more with Lio.
Huy Khuất (Potatota)
September 22, 2023
App UI is clean and easy to understand, however, improvements can be made. Adhere to Vietnamese's banking habits, they would wanted to capture the transaction bills after transfer, having that option as a button after completing transfer would be nice. The app can utilize widget as a method of displaying their QR code on the user's home screen, follow Vietnamese's habits of using QR transfers. Also optimization on performance is needed since the app usually run on transactional errors or delay.
5 people found this review helpful
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Orient Commercial Joint Stock Bank
September 22, 2023
We want to thank you for trusting in choosing and using Liobank's services. We would like to acknowledge and thank you for your sharing. All customers' expectations and wishes will always be met by Lio in the near future. Please look forward to it with Lio.

What's new

You can add a nice greeting card to your money transfers to a friends to congratulate them on their birthday or another pleasant event