FinLocker

FinLocker Inc

About this app

Looking to achieve your dream of homeownership? Look no further than FinLocker, the ultimate financial digital assistant. Whether you're just starting your homeownership journey or you're a seasoned homeowner, FinLocker has everything you need to get mortgage-ready and build your homeownership wealth with confidence.

Here are some of the key features that set FinLocker apart:
• Free credit score, report, and monitoring: See your credit score and track changes month-to-month. Learn the key factors that make up your score and check your credit report for accuracy.
• Affordability analysis: Check your total buying power based on where your finances are today, then see the real-time impact that interest rate changes or other factors can have on your estimated monthly payment.
• Real estate listings: Search local and nationwide real estate listings, customize searches, favorite properties you like, and save your searches.
• Mortgage readiness assessment: Check your personal Homeownership Snapshot to see how you stand on the key financial factors used for mortgage approvability, and that will help you reduce your estimated monthly payment when buying your next home.
• Financial Insights: Track your cumulative savings and DTI as you save up for a new home, and your net worth as you grow wealth in your current one.
• Homeownership preparation: Connect with your trusted lender partner to review your mortgage readiness and get their guidance on planning and specific steps you should take to be confident at every stage of your journey.


Security is our #1 priority, so you can rest easy knowing that your financial accounts and homeownership preferences are secure. Read our security and privacy policies here https://finlocker.com/security/.

Achieving your dream of homeownership has never been easier. Download FinLocker today and take control of your financial future.

Ratings and reviews

Although this app needs a lot of work, it is a very good app to use, once you get used to it. There are some things that need to change, e.g. being able to update multiple transactions. It is nice that you don't have the in-app ads like some of the other financial programs, and you don't have to pay for an algorithm that pulls your transactions for you. Again, a little clunky, but overall good.

Needs improvement it clunky spent some hours trying to get set up. Can't add additional assets. Apps about debt not wealth. Also its a hassle to tag transactions for budget categories. Great concept but I just don't see it being all that useful glad it's was free. Update since roll out of new app it looks better but that's it still not functioning well. Dead links can't track all assets. This is a failed attempt at an updated version.

App is great. Support is helpful and quick to assist

What's new

We've squashed some minor bugs, we're always working to make your experience smoother!