Esusu: Build Credit with Rent

3.8
159 reviews
Content rating
Everyone
10K+
Downloads
Content rating
Everyone
Learn more
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About this app

Build your financial future with Esusu

Esusu is the financial health app built for renters turning the payments you already make into a powerful credit-building tool.

Build Credit with an Esusu Membership:

• Report on-time rent payments to Equifax, TransUnion, and Experian including past history
• On average, members increase their credit score by 45 points
• Track your credit score and monitor monthly progress

Member Benefits:

• Access to financial coaching and tax filing
• Access free local resources and government assistance
• Explore vetted partner offers: auto loans, renters insurance, credit-building tools, and more
• Rent flexibility without the debt trap, no interest, no hidden fees, no stress

Start building your financial future with Esusu today.
Updated on
Apr 22, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
157 reviews
Cassidy Cammarota
March 18, 2026
Originally my review contained distress over some malfunctions within the app that stopped me from being able to move forward, but I want to show appreciation that the Esusu team noticed my review, reached out to me, and were very diligent in helping me and making sure I was taken care of. The team was so patient and kind, and we were able to successfully move forward in the process. I worked closely with Colleen and she was absolutely great. Thanks for your help! 🥰
4 people found this review helpful
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Josiana Alexis
April 27, 2026
I would've given it a -0 if I could. The app does not work. It keeps saying "Update Required: A newer version of Esusu is available. Please update to continue using the app." I've updated... still won't work. Uninstalled and reinstalled, I still keep getting the same stupid message. Stupid app doesn't work.
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Esusu, Inc.
May 11, 2026
Hi Josiana, we’re very sorry for the frustration. We know how annoying it is to be stuck in an update loop. Our development team has since resolved this issue! We’d love the chance to earn back those stars once you’re back in! If you’re still hitting a wall, please reach out to our support team (support@esusu.org) so we can look into your account.
Kristin McCullough
April 9, 2026
As someone with little to no credit history, this app made it so much easier to get started! I didn’t need to take on debt or open risky credit lines, just paying my rent on time was enough to begin building a great score. It feels like a safer and smarter way to enter the credit system. 😁
4 people found this review helpful
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What’s new

Split rent. Zero interest. Zero stress.