Honest - Credit Card
1M+
Downloads
Everyone
info
About this app
Honest Credit Card - 90% approval rate, unlimited cashback up to IDR 400k, no annual fees forever.
Easy approval, increasing limit, unlimited cashback up to IDR 400k!
Honest Card is here as a modern credit card solution that understands your financial needs. It’s not an online loan (pinjol) or paylater. Honest Card is a smart credit card that offers convenience, flexibility, and instant rewards.
About Honest:
• Product: Smart credit card with flexible installment payments.
• Credit limit: Starts from IDR 1 to IDR 100 million and can grow.
• Approval rate: 90%
• Interest & Fees:
1. 0% interest and 0% admin fee when paid in full and on time.
2. 1.75% monthly interest on unpaid balances.
3. Admin fee 0%-6.49% of active bill balance (100% refunded when paid in full and on time).
4. No annual fees, late fees, overlimit fees, or other card charges.
5. Maximum APR: 21% per year (excluding admin fees).
• Payment Example:
1. You make a purchase of IDR 3,000,000 on July 5.
2. Billing statement date: July 16.
3. Your admin fee: 3.99% = IDR 119,700.
4. If you pay the full amount (IDR 3,119,700) before July 25:
✔ No interest charged.
✔ Admin fee of IDR 119,700 is refunded to your limit.
✔ Total cost: IDR 0.
5. If you only pay IDR 1,000,000 before July 25:
✔ Remaining balance of IDR 2,119,700 will incur 1.75% interest the following month.
✔ Admin fee is not refunded.
✔ The next bill will include the remaining balance + interest.
Why Choose Honest?
• Super fast approval: 90% approval rate, even for first-time credit card users! • Apply 100% online in just 5 minutes and get approval within 2 hours.
• Credit limit up to IDR 100 million: Starts from IDR 1, and the limit can increase every month! Complete missions on the app and increase your limit for all your financial needs.
• No annual fees forever: Enjoy all the benefits of a credit card without worrying about annual fees.
• 0% interest for up to 47 days: Shop now, pay later with interest-free credit options!
• Admin fees fully refunded: A single transparent fee based on your bill amount, refunded in full when paid in full and on time.
Honest Points:
• Guaranteed cashback: For every IDR 100,000 spent, get cashback of IDR 1,000! Collect points from all your purchases and redeem them for cashback. The more you use it, the more rewards you earn!
• Total bill reduction of up to IDR 3.4 million per year (estimated based on average spending by top 1% users in 2024).
Key features of Honest Card that make it more comfortable:
• Flexible payment options: Choose a payment amount based on your financial situation. Pay in full for 0% interest, or pay partially with clear interest details (1.75% per month).
• Secure access & privacy protection: Only you can see your card details through the Honest app. No card number displayed on the physical card, so you don't need to worry!
• Real-time expense tracking: Instant notifications for every transaction. Smartly track your finances in real time.
• Free credit score check: Get your credit score information for free directly via WhatsApp after applying.
• Payment reminders: Honest will always remind you to avoid late payments, keeping your credit score healthy.
• Clear payment illustrations: Transparent example of fees and interest to help you plan your finances better.
Honest Card is a smart choice for your financial needs. Enjoy a fair, easy, and secure credit card experience as a modern alternative to Paylater or Online Loans (Pinjol).
Download Honest now and start managing your finances better!
Need more info about Honest?
Website: https://honest.co.id
Instagram: @honestindo
Facebook: Honest Indonesia
X (Twitter): @honestindo
TikTok: @honestindo
YouTube: @HonestIndonesia
Easy approval, increasing limit, unlimited cashback up to IDR 400k!
Honest Card is here as a modern credit card solution that understands your financial needs. It’s not an online loan (pinjol) or paylater. Honest Card is a smart credit card that offers convenience, flexibility, and instant rewards.
About Honest:
• Product: Smart credit card with flexible installment payments.
• Credit limit: Starts from IDR 1 to IDR 100 million and can grow.
• Approval rate: 90%
• Interest & Fees:
1. 0% interest and 0% admin fee when paid in full and on time.
2. 1.75% monthly interest on unpaid balances.
3. Admin fee 0%-6.49% of active bill balance (100% refunded when paid in full and on time).
4. No annual fees, late fees, overlimit fees, or other card charges.
5. Maximum APR: 21% per year (excluding admin fees).
• Payment Example:
1. You make a purchase of IDR 3,000,000 on July 5.
2. Billing statement date: July 16.
3. Your admin fee: 3.99% = IDR 119,700.
4. If you pay the full amount (IDR 3,119,700) before July 25:
✔ No interest charged.
✔ Admin fee of IDR 119,700 is refunded to your limit.
✔ Total cost: IDR 0.
5. If you only pay IDR 1,000,000 before July 25:
✔ Remaining balance of IDR 2,119,700 will incur 1.75% interest the following month.
✔ Admin fee is not refunded.
✔ The next bill will include the remaining balance + interest.
Why Choose Honest?
• Super fast approval: 90% approval rate, even for first-time credit card users! • Apply 100% online in just 5 minutes and get approval within 2 hours.
• Credit limit up to IDR 100 million: Starts from IDR 1, and the limit can increase every month! Complete missions on the app and increase your limit for all your financial needs.
• No annual fees forever: Enjoy all the benefits of a credit card without worrying about annual fees.
• 0% interest for up to 47 days: Shop now, pay later with interest-free credit options!
• Admin fees fully refunded: A single transparent fee based on your bill amount, refunded in full when paid in full and on time.
Honest Points:
• Guaranteed cashback: For every IDR 100,000 spent, get cashback of IDR 1,000! Collect points from all your purchases and redeem them for cashback. The more you use it, the more rewards you earn!
• Total bill reduction of up to IDR 3.4 million per year (estimated based on average spending by top 1% users in 2024).
Key features of Honest Card that make it more comfortable:
• Flexible payment options: Choose a payment amount based on your financial situation. Pay in full for 0% interest, or pay partially with clear interest details (1.75% per month).
• Secure access & privacy protection: Only you can see your card details through the Honest app. No card number displayed on the physical card, so you don't need to worry!
• Real-time expense tracking: Instant notifications for every transaction. Smartly track your finances in real time.
• Free credit score check: Get your credit score information for free directly via WhatsApp after applying.
• Payment reminders: Honest will always remind you to avoid late payments, keeping your credit score healthy.
• Clear payment illustrations: Transparent example of fees and interest to help you plan your finances better.
Honest Card is a smart choice for your financial needs. Enjoy a fair, easy, and secure credit card experience as a modern alternative to Paylater or Online Loans (Pinjol).
Download Honest now and start managing your finances better!
Need more info about Honest?
Website: https://honest.co.id
Instagram: @honestindo
Facebook: Honest Indonesia
X (Twitter): @honestindo
TikTok: @honestindo
YouTube: @HonestIndonesia
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
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About the developer
PT. HONEST FINANCIAL TECHNOLOGIES
info@honestbank.com
Metropolitan Tower 3rd Floor
Jl. R.A Kartini Kav. 14
Kota Administrasi Jakarta Selatan
DKI Jakarta 12430
Indonesia
+62 811-1919-1101
