Vula inkululeko yezezimali ngohlelo lokusebenza lwe-IIFL Loans, isixazululo sakho konke-kukodwa sokufinyelela ngokushesha izimali. Kungakhathaliseki ukuthi udinga Imali Ebolekiwe Yegolide, Imali Ebolekiwe Yebhizinisi, noma Imalimboleko ye-MSME, uhlelo lokusebenza luqinisekisa okuhlangenwe nakho okungenazihibe, okungenazinkinga kusukela ekuqaleni kuze kube sekupheleni.
Udinga imali ngokushesha? Inkundla yethu inikezela ngenqubo yemalimboleko esheshayo enemvume esheshayo kanye namaphepha amancane, okukuvumela ukuthi uvikele imalimboleko ngokuthepha nje okumbalwa.
Uhlelo lwethu lokusebenza lwemalimboleko esheshayo likuvumela ukuthi uphathe izimali zakho kalula ngemibandela esobala nezinketho zokukhokha eziguquguqukayo. Futhi, hlola amathuba omshwalense.
Yini ekhethekile ngathi?
● Ubuhle Okwethenjwayo: Asilona nje igama kodwa siyifa elethembekile.
● Okungahluphi, imali mboleko esheshayo, nenqubo yokufaka isicelo engenamaphepha: Sikugcina kulula.
● Izilinganiso Zenzalo Ezithengekayo Nezikhangayo: Senza amaphupho akho akhokheleke.
● Imalimboleko Yaso Sonke Isidingo: Izimalimboleko zegolide, imali mboleko yebhizinisi, imali mboleko yezindlu, usho lokho, sinakho.
● Isibali se-EMI: Hlela ukukhokha kwakho ngesibali sethu esisha se-EMI semalimboleko ku-inthanethi.
● Izimvume Zemalimboleko Esheshayo: Udinga izimali? Izimvume zethu ezisheshayo zokubolekwa kwemali kanye nokukhishwa kwemali sikutholile.
Hlola Imikhiqizo Yethu
Izikweletu Zegolide:
Ngemalimboleko ye-IIFL, ungathola imalimboleko yegolide kalula. Kungakhathaliseki ukuthi ufuna i-Jewellery Loan noma izinketho ze-EMI zegolide eziguquguqukayo, sizokukhokhela.
Faka isicelo se-Gold Loan ku-inthanethi noma ubhukhe isevisi emnyango, futhi ithimba lethu lizokuqondisa kuzo zonke izinyathelo zakho.
Amaphepha amancane, ukugunyazwa okusheshayo—konke okudingayo ukuze uthole Imalimboleko Yegolide ngaphandle kokuhlupheka.
Izici zokubolekwa kwegolide:
1. Inani lemalimboleko yegolide lisukela ku-Rs. 3000 - Rs. 30 Lakhs (Imfuneko Eyengeziwe Yokukhuthala ngaphezu kwama-Rs. 30 Lakhs)
2. Isikhathi sokubolekwa imali: izinyanga eziyi-12- izinyanga ezingama-24
3. Izilinganiso Zenzalo Yemalimboleko Yegolide Yonyaka (APR*, Min ukuya ku-Max): 11.88% - 27%
4. Imali yokucubungula: Kufika ku-2% Wenani Lemalimboleko.
Nasi Isibonelo:
Inani Lemalimboleko: ₹3,00,000
Isikhathi sokuhlala: izinyanga eziyi-12
Isamba Senzalo: ₹ 36,000 (12% ngonyaka)
Inkokhelo Yokucubungula: ₹531 (0.15% yenani Lemalimboleko: ₹450 + GST @18%: ₹531)
Inani Lenzalo Yanyanga Zonke: ₹3000
Isamba semali ekhokhwayo yemali mboleko: ₹3,36,531
*Umshwana wokuzihlangula: Amanani ashiwo amanani enzalo ayizinkomba, I-APR yangempela ingase ihoxise ngokusekelwe ezinkokhelweni zangempela nezinkokhiso ezisebenza esimweni esithile.
Izikweletu Zebhizinisi:
Udinga imali esheshayo yebhizinisi lakho noma wandise i-MSME ekhona? Silapha ngenxa yakho. Sihlinzeka ngamanani emalimboleko e-MSME aku-inthanethi afika kuma-Rs. 75 lakhs ngokugunyazwa okusheshayo.
Kungani Khetha IIFL Business loans?
● Ukukhipha Ngokushesha
● Amazinga enzalo akhangayo*
● Izinkokhelo ze-EMI ezithengekayo*
● Isikhathi semalimboleko singafika ezinyangeni ezingama-36*
● Ukugunyaza Ngokushesha
● Amadokhumenti amancane
● Asikho isibambiso esidingekayo
Amadokhumenti adingekayo ukuze uthole Imalimboleko ye-MSME:
● Amadokhumenti e-KYC – Umazisi nekheli lobufakazi bomboleki kanye nabo bonke ababolekayo
● Ikhadi le-PAN lomboleki kanye nabo bonke ababolekayo
● Isitatimende sasebhange sezinyanga ezingu-6-12 se-akhawunti yebhizinisi. (Kuye ngenani lemalimboleko yebhizinisi)
● Ikhophi esayiniwe yemigomo ejwayelekile
● Amadokhumenti engeziwe angase adingeke ukuze kuhlolwe isikweletu nokusetshenzwa kwesicelo semalimboleko ye-MSME
Sifinyelele ku:
● Ihhovisi Elibhalisiwe
IIFL House, Sun Infotech Park, Road No. 16V, Plot No. B-23, Thane Industrial Area, Wagle Estate, Thane - 400604
● Sishayele
1860-267-3000, 7039-050-000
Landa uhlelo lokusebenza lwemalimboleko esheshayo ye-IIFL manje!
Umshwana wokuzihlangula:
Noma yimiphi/ yonke imininingwane yomkhiqizo wemalimboleko nolwazi olungashiwo lungashintsha ngokuhamba kwesikhathi. I-IIFL Finance Limited (kuhlanganise nabalingani bayo namanxusa) ("IIFL") ayithwesi icala noma isibopho sanoma yimaphi amaphutha noma ukweqiwa kokuqukethwe okushiwo lapha futhi ngaphansi kwezimo akukho lapho i-IIFL iyoba nesibopho sanoma yimuphi umonakalo, ukulahlekelwa, ukulimala noma ukudumazeka okutholwa yinoma yimuphi umfundi.
Kubuyekezwe ngo-
Okt 28, 2025