iMudra by IRCTC - Wallet, Card

IRCTC Official

About this app

iMudra is a Truly Made In India payments app. Download IRCTC iMudra App to get your first digital & physical card linked to your iMudra digital wallet. Use your iMudra Card to make payments at your favourite online and offline stores & get cashback upto Rs.2000. Also experience a seamless ticket booking experience with IRCTC.

Top-up your iMudra wallet using debit/credit card, UPI & create your first digital card (powered by VISA) which works just like a debit card. Use your digital card to make online transactions in all online stores. iMudra also offers physical card for your offline & online purchases (powered by VISA & RuPay).

Join lakhs of Indians who are using IRCTC iMudra for all their payment needs & experience a seamless ticket booking experience. Get latest offers & earn cashback as you pay. Just signup with few basic details & get started.

What you can do with the iMudra App:

- Create your first digital card (powered by VISA) & link it with your wallet. Top up your wallet & pay using digital card at your favorite shopping, food delivery, travel, entertainment, gaming app/sites & other 100+ apps.

- Order your physical card (powered by VISA & RuPay) which is linked with your wallet. Top up your wallet & pay using physical card at your favorite offline stores anytime, anywhere! No internet, no problem!

- Experience a seamless ticket booking experience at IRCTC. Skip the queue by not waiting for OTP confirmation while booking your ticket. All you need is your IRCTC account & iMudra can handle the rest with support for tatkal bookings & instant payments.

- You can instantly transfer money to any mobile number with an active iMudra wallet and receive money from your contacts anytime, anywhere! It is much better than internet banking.


- Get rewarded by cashback of upto Rs.2000 into your wallet as you pay. The more you pay, the more you get rewarded

- Seamless Aadhaar based KYC process to experience all the benefits of iMudra

iMudra App is safe & secure with data kept in India, unlike other payments app

India’s first digital wallet with a card. For more details visit our website: https://www.irctcimudra.com/home

Ratings and reviews

Don't use it. None of your transaction will succeed and money will be debited. You will have to wait 1 week to get the refund. If you plan to use it for train tickets, Paytm is faster than this wallet. And there is worst customer care center. They don't have any idea about their application. They are given a list of questions and answers and they reply you from that list. Fraud alert. Never use it.

Avoid at all costs. My account blocked for no reason.Even after so many Chats and Email with documents and communications from registered mobile and email no result. I still do not know the problem. This all happened after I reloaded my wallet using credit card. But I dot not know actual reason for blocking my account. My money get locked with them. I do not know, if I can get this back. If they sent it back to source also its ok.

It is a very good app. Upgraded at the very scheduled date. Send the physical card in time. And moreover, no payment is possible as the physical card managed by Indusind bank is not linked properly. Tried chat with us platform and also trief imudracare. None of them has the time to clear the problem. Thanks to everybody. They cannot manage the app. but launchef it.

What's new

◦ Bug fixes and performance improvements