InCred Money

Alpha Fintech Private Limited

About this app

InCred Money is an all-in-one platform for intelligent investing in Pre-IPO | Unlisted Shares, Market Linked Debentures, Bonds, and Fixed Deposits. Trusted by over 1.5 lakh users with a ₹1,350 crore AUM, InCred Money offers a user-friendly interface, expert insights, and diverse investment options.

Why Choose InCred Money?

🤝 Trust and Regulation:
Trusted and loved by 1.5 lakh+ users with an AUM of over ₹1,350+ crore and a track record of 100% on-time payments. Bank FDs on InCred Money are RBI-regulated and insured by DICGC up to ₹5 lakh.

🔓 Accessible Investment Opportunities:
InCred Money opens the doors to multiple assets, such as Pre-IPO | Unlisted Shares, Market Linked Debentures, Bonds, and Fixed Deposits. You can diversify your portfolio effortlessly, optimising returns while balancing risk.

🧑‍💼 Expert Guidance:
Our dedicated team of financial experts will simplify the investment process for you. We will provide the information you need to make informed decisions and achieve financial success.

Need more reasons to invest with InCred Money?
🔸Invest in Pre-IPO | Unlisted Shares with just one share
🔸Get 10-12% p.a. returns on Bonds
🔸Get FD rates of up to 9.10%. Bank Deposits on InCred Money are insured up to ₹5 lakh by DICGC (wholly owned subsidiary of Reserve Bank of India).
🔸ZERO fees, charges, or brokerage for all instruments
🔸ZERO defaults to date
🔸Exceptional customer support for a smooth investment experience
🔸Earn amazing referral rewards by referring your friends to InCred Money

Assets available on the platform:

🔸Pre-IPO | Unlisted Shares:

⭐ Bonds:
Bonds are vital for a robust investment strategy. These debt securities are issued by corporations to raise money for various purposes. When you invest in a bond, you effectively lend money to the issuing corporation and receive periodic interest payments and principal when the bond matures. Bonds on InCred Money offer returns of 10-12% p.a.

⭐ Market Linked Debentures (MLDs):
Market-linked debentures (MLD) are a hybrid investment option issued in the form of a bond, where the returns or interest received is dependent on the performance of the Market. There are typically two types of MLDs: Principal-protected and Non-Principal Protected.

⭐ Fixed Deposits:
Fixed Deposits (FDs) are financial instruments offered by banks and financial institutions where individuals deposit a certain amount of money for a fixed period at a predetermined interest rate. The fixed deposit interest rate on InCred Money is up to 9.10% and the investing process is 100% paperless and safe. You can choose from a range of Fixed Deposits and even track fixed deposits on the app. You don’t even have to open an FD account.

How to invest in assets on InCred Money?

For investing in Pre-IPO | Unlisted Shares:
🔸 Sign up on InCred Money & Complete your KYC in 2 minutes
🔸 Sign up on InCred Money & Complete your KYC in 2 minutes
🔸 Choose the company you want to invest in and review the details
🔸 Enter the no. of units you want to buy
🔸 Choose from multiple payment options and complete the payment

For investing in Bonds & MLDs:
🔸 Sign up on InCred Money
🔸 Complete your KYC in 2 minutes
🔸 Scroll through the available options
🔸 Start investing!

For investing in FDs:
🔸 Sign up on InCred Money
🔸 Choose the Bank & tenure
🔸 Complete your KYC
🔸 You’re all set!

Join our thriving community of investors and grow your money with InCred Money. Your financial security matters, and we're here to make your money work for you. Start your smarter investing journey today.🚀

If you have any questions, queries, or suggestions, feel free to write to us at [e-mail]. 📧

Ratings and reviews

This app is the worst.. Purchased HDB financials at a whopping 2x price (when it was nowhere near its ipo stage) at what it actually ipo'ed at, Don't know who is doing the due diligence of saving their customers from these kinda scams. I mean loss is fine but how can you miss 2x inflation? No process to sell the stock anywhere (I know that its hard to sell but still at least I should be in queue until a buyer comes) so if you buy any stock keep it for IPO + 6 months. Support is non-existent.

The only good thing about this app is unlisted shares, which again are few in numbers. As soon as you make an account, one of the team members is appointed as your investment guide, who calls you anytime of the day to make an investment, early morning or late night. They will continuously call you until you invest. It was almost 9.45 PM the last time the guy called me. They don't respect your time and privacy, they just want their commission, nothing else. Avoid it.

I've had a terrible experience with InCred Money. The loan process was slow and cumbersome, and the customer support was unhelpful. The interest rates were also higher than expected. I wouldn't recommend it to anyone. Be careful with this type of app." 👍

What’s new

Bug fixes and performance improvements