4.5
9.45K reviews
1M+
Downloads
Content rating
PEGI 3
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About this app

* Mobile Banking allows you to:

• Check the rest of the money and get a statement of account in any of "Optima Bank"
• Pay for goods and services
• Fill up the balance of the mobile phone
• Pay utility bills
• Commit money transfers
Optima24 -Your private banking online - Department of JSC "Optima Bank"
Updated on
Aug 27, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
Data can’t be deleted

Ratings and reviews

4.5
9.4K reviews
Iki生き甲斐
April 17, 2025
Had to call my mother to get funds onto another banking app because I didn't receive the card yet(it's been more than a month) AND the mobile app was telling me "The service is unavailable at the moment". The support took 8 literal hours to reply. Absolute waste of time and money. If I could rate negatively, I would.
1 person found this review helpful
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Optima Bank OAO
April 17, 2025
Hello! We're sorry to hear that you had a negative experience using the app. We are constantly working to improve the stability and usability of Optima24. Please contact us via the support chat in the app or by email at nash_dirizher@optimabank.kg — we will do our best to assist you as soon as possible. Thank you for your patience!
Porter
March 8, 2025
The app is nice but the bank is atrocious. We've lost 1000s of dollars in fradulent transactions and were told to contact the shops where the transactions happened for refunds instead of the bank bothering to contact the shops for refunds themselves. For some of the transactions such as Facebook it is sometimes impossible to directly contact support and as such it may be crucial for the bank to take action. We are devastated and don't know what to do.
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Optima Bank OAO
April 18, 2025
Hello Porter, We kindly ask you to provide more detailed information about your issue by emailing us at nash_dirizher@optimabank.kg and including your Client ID. We look forward to continuing our cooperation and improving your user experience.
Ivan SkinneR
July 10, 2022
Can't say anything good things about this bank and app. The functionality of visa2visa transfers has stopped working. The support played football with me for two weeks without solving the problem. They blamed the recipient's bank for everything, although nothing reached him. As it turned out, the problem is massive, the recipient banks are different, and the support brazenly lies to its customers. Delete, close the account and never contact again.
5 people found this review helpful
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What’s new


Online Loan for Entrepreneurs — fast, simple, convenient!
Individual entrepreneurs, you no longer need to waste time in bank queues. Apply for your loan fully online directly in the O24 app!

We have added an Optima Gold children's card for a child — apply for it directly in the application

App support

Phone number
+996312905959
About the developer
OPTIMA BANK, OAO
software.department@optimabank.kg
493 pr. Zhibek Zholu Bishkek Kyrgyzstan
+996 222 250 625

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