Paytm: Secure UPI Payments

Paytm - One97 Communications Ltd.

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About this app

Paytm (पेटीएम), India’s #1 Payment App, is trusted by more than 45 Crore Indians. Paytm is a one-stop solution for all your payment needs:

● Send money to your friends & family using your mobile number via Paytm UPI. Including those who are not on Paytm.
● Scan any QR code and make payments at grocery stores, petrol pumps, restaurants, etc.
● Recharge your mobile and pay your utility bills (electricity, gas, water, broadband, etc.).

Paytm app is now powered by top Indian banks: Axis Bank, HDFC Bank, SBI Bank, and Yes Bank, ensuring a seamless and secure banking experience for all its users.

Safe, reliable and superfast UPI payments
● Enter your mobile number & transfer money to anyone using Paytm UPI.
● Check your bank account balance and view transaction history on Paytm.
● Your UPI ID is a unique ID used to make payments using the Unified Payment Interface (UPI).
● Set your UPI PIN (a 4 or 6-digit number). It’s mandatory to set the PIN while creating UPI ID on the UPI app.
● Use UPI Lite for lightning-fast UPI Payments up to ₹4000/- per day, no PIN required.

Building on the convenience of UPI, Paytm also offers enhanced flexibility with the RuPay Credit Card, allowing you to make secure payments effortlessly.

Benefits of using RuPay Credit Card on Paytm
● UPI payments via Credit Card: Just add your credit card on Paytm easily and pay at any shops without any CVV/OTP
● Hassle-free & safe payments: No need to carry credit cards everywhere
● Get Rewards & Cashbacks: Earn rewards, cashbacks on all your Paytm payments

Safe & contactless payments at offline stores
● Pay using Paytm UPI Payments app, mobile number or by scanning QR code at nearby retail stores, pharmacies, restaurants, petrol pumps etc.

Pay at online stores
● Make payment at food delivery, grocery, shopping & entertainment apps/sites & other 100+ apps

Easy recharge and utility bill payments
● Recharge your mobile, DTH (Tata Play, Sun Direct, Airtel DTH etc.) or pay electricity, broadband, water bills, insurance premiums, E-Challan, Loan EMI, Municipal tax etc.
● Find the latest prepaid recharge plans & mobile recharge offers on Jio recharge, Airtel recharge, Vodafone Idea (VI) recharge, MTNL & BSNL recharge
● Recharge any FASTag

Order grocery, food and home decor items on Paytm ONDC
● You can order food and buy monthly groceries and get the best deals on Paytm ONDC.

Check free credit score

Get instant personal loans
● Loan amount starting from 50K to 25 lac
● Repay loan 6-60 months
● Annual interest rate (per annum monthly reducing): 10.99%-35%
● Loan processing fee: 0-6%
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
● Hero Fincorp Ltd: https://www.herofincorp.com/partners
● Aditya Birla Finance Ltd: https://finance.adityabirlacapital.com/our-digital-lending-platform-partners
● TATA Capital: https://www.tatacapital.com/partners.html
● Poonawalla Fincorp: https://poonawallafincorp.com/digital-partnership.php
● SMFG: https://www.smfgindiacredit.com/digital-lending-partner.aspx?tab=partner_details
● Clix :https://www.clix.capital/our-partners/

Example:
Loan amount: 100,000, Interest 23%, Processing fee 4.25%, Tenure 18
Loan processing fee: Rs.4250
Stamp duty charges: Applicable as per law
EMI per month: Rs.6621
Total interest: Rs.19178
Disbursal amount: Rs.94785
Amount payable: Rs.119186

Book tickets for Trains, Bus, Flights
● Paytm is the Authorized IRCTC Partner for Rail e-ticket booking, Cancellation, PNR Status & Live Train Status

Contact Us
One 97 Communications Limited
One Skymark, Tower-D, Plot No. H-10B,Sector-98, Noida UP 201304 IN

*Paytm Money Ltd. is a wholly owned subsidiary of One97 Communication Ltd. (Paytm) and is registered with SEBI and PFRDA as Stock broker (INZ000240532) and e-pop (269042019) for NPS services

Ratings and reviews

Paytm is really great app. But there are a few things didn't like it. The app is really fantastic, management, and instantly updated with new features. But everything was seen for the last past couple of days. without having to good through the beginning sounds screen once repeated. The property ground planing with the high quality of video. The problem is that the screen dismeasuring in some point when you want the levels. But it shows that there is a problem and should try again twice. Thanks

This is really amazing app. But there are a few innovationdidn't like it. The app is uniqueness, quickfast, prediction updated with new features. But it shows that there is a problem and should try again twice. But everything was seen for the last past couple of months. The main problem is that the screen dismeasuring in some time when you want the level. without having to good through the beginning sounds screen once repeated. The property ground planing with the high quality of photos. Thanks.

This is really a great app. However, its user interface performance is still varied. This is really surprising and annoying but everything was fine for the last few years. But since last few months we are not able to see the chart of any company properly. But apart from the reviews, nothing changed. It just shows the loading icon spinning in a circle. Even if we ask only last 3 months data is shown. Please fix this if we change it from portrait to landscape mode. Thank you.

What's new

We are super excited about this update, and can’t wait for you to try it out
- Introducing UPI LITE Auto Pay! Auto top-ups keep your balance ready for quick, easy small payments.
- Repeat payments just got effortless - now track your recent transfers and payments directly in chat.