Kashbean-your loan partner

Creditarea Capital LTD

About this app

Kashbean provide mobile loan service for Kenya customers who need money to grow their businesses or any other finance need.
Product:
• Loan Amount: KSh 1500 – KSh 80,000
• Loan period: 91 days - 365 days
2. Maximum loan limit: Ksh 80,000
3. Low interest (maximum APR): 36% per year

For example:for loans of ksh 20,000 with a term during 91 days, the fees charged are as follows:
Monthly interest rate ： 36% / 12 = 3%
Monthly interest ： ksh 20,000 * 3% = ksh600
Total monthly payment ：ksh20,000 / 3 + ksh 600 = ksh7,266

total repayment bill including principle and interest shall be:
KSh 20,000.00 + KSh 1,800.00 = KSh 21,800.00
As an online lending platform, kashbean will charge you affordable fee and interest according to the product you choose, which is used for credit score assessment, account management, and payment cost.

1.Why loan from Kashbean?
• No Credit report required
• Paperless and digital process on your mobile
• No collateral requirements
• Get 7/24 access to loan at anytime and anywhere
• Disburse to your M-PESA directly in 1 minute once approved
• Available across Kenya
• As the credit score grows, the loan limit increases
• Flexible payment way

2.who are eligible?
• Kenya Resident
• 18-60 years old
• has a source of income and have ability to repay

3.How to repay the loan?
• through our M-pesa Paybill 196184 and the account no. is the mpesa phone number you sign up with/ through our APP M-pesa express
• enter the amount you pay and enter the pin of M-pesa
• timely repayment will increase your credit

4.Security
Your data is safe with us. It is transferred over a secure HTTPS connection to us, and we do not share it with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.you can review our private policy before register.

5.CONTACT US
If you have any feedback, questions, or concerns, please e-mail us at [e-mail] or in our application online service.

Address: Applewood Building, Nairobi City, Kenya

Ratings and reviews

The app is very inconvenient, how comes have borrowed more than 10 times upto a limit of 4000. Then im my next application, you reject?? May you explain the reason for this and have never defaulted with even a single day. What about if the amount 4725 I used to repay my loan I took from the business and now you reject my applicaation, are you assisting in boosting my business or you make it collapse. You have totally made me loose interest in you, but it is okay.

It's efficient, fast and reliable. Very courteous agents. I can't hesitate to recommend it to anyone in need of urgent financial redress.

You're really good and reliable but please check on your interest rate , it's too high with the duration given.

What's new

update