Branch: Loans & Mobile Banking

Branch International Financial Services Limited

About this app

Get fast, secure mobile loans, send money 24/7, pay bills, and save and earn interest — all in one app.

Quick Loans – Anytime, Anywhere
Need a personal loan, urgent loan, or mobile loan? Get up to KSh 300,000 instantly. No paperwork. No long queues. Just your smartphone and a few taps.

Why Branch?
🚀 Quick loans - no paperwork or collateral is required.
💸 Mobile Money and Bank transfers - Move money from Branch to MPESA or your bank account and vice versa.
💡 Bill payments - Pay utilities with ease.
💼 Save money - Branch Wallet grows your money with competitive rates.

📲 Easy App Experience
✔ Fast app download
✔ Simple sign-up
✔ Real-time loan approval

Trusted Mobile Banking loans Kenya
Trusted loan app in Kenya for a personal loan.
1M+ downloads with industry-leading approval rates
High-converting experience: fast payouts, low stress
Get an mergency loan
Enjoy Bill payments via paybill or Buy goods
Grow your Business with Business loans and Float purchase

Rates and Fees
Our loan terms are straightforward.
📊 Loan Amounts: Ksh 1000 to Ksh 300,000
📈 APR/Interest Rate: 20% to 211% (Monthly interest: 2% to 18%)
💼 Processing Loan Fee: 6% percent of loan principal
🔗 Onboarding Loan Fee: None

Our banking Features
📲Quick Mobile Top-Up: Buy airtime with ease.
💵Easy Pay/Send Money: Send Money 24/7 to MPESA, another Branch wallet or another bank accounts via Pesalink
⌛Fast Loans: Get a loan in 10 mins or less, tailored to your needs
⚡Instant Financial Services: Track spending and manage your balance in-app

Fast, Secure, and Paperless
- 100% mobile application
- No branch visits
- Encrypted and secure transactions
- Access your money anytime

Branch is Kenya’s trusted finance app for fast loans and business loans — from just Ksh 500 to Ksh 300,000.
Apply in minutes and receive funds straight to your MPESA or Branch wallet.

Download the Branch App to get started with your loan today.

How Branch Works
Choose your tenure/long term from 62 days to 1 year. Our interest rates range from 2% to 18%, depending on your risk profile. Pay your loans on time to increase your loan limit and loan size.

Example: Suppose you borrow Ksh 10,000 with an APR of 196% for 62 days.
📝 Interest Calculation: Ksh. 10,000 * 196% / 365 * 62 = Ksh. 3,260
💰 Total amount disbursed: Ksh. 10,000
💸 Total amount to repay: Ksh. 13,260 (Ksh. 10,000 + Ksh. 3,260)
You'll make two monthly payments of Ksh. 6,630, note that some customers may incur late bank fees.

Get Variety of Personal Bank Loans
🏥 Medical Loans/Emergency Loans: For unexpected medical expenses.
🏡 Home Renovation Loans: Helping in Investing Money in your living space.
🎓 Education Loans: Invest in your future or finance your child's education.
🌍 Travel Loans: Explore the world without financial worries.
💒 Wedding Loans: Make your dream wedding a reality; buy goods and pay bills for your wedding with our loans.
🎓 Student Loans: Finance your academic pursuits. 📚

Get Started branch app loan Kenya

Download the Branch app
Sign up with your phone number
Start using Branch services for mobile loans, savings, bill payments, buy goods or float purchase
Receive funds and manage everything in-app
Enjoy lower banking fees and flexible payment terms as you repay.

Get in Touch 📞📧
Download Our Loan Finance Banking App Today. Branch values your feedback and is ready to assist with any questions or concerns.
Contact us at [e-mail] or find us on Facebook, Instagram, X or TikTok

Ratings and reviews

worst experience in this I have applied after so many days in it and they had verified me and after providing me the offer limit , when I try to transfer the limit amount they disappear the limit and says to reapply after 180 days and they didn't even reply on their chat support worst app to borrow in need . And I think they just use your data only.... never going to recommend anyone very disappoint....

It's advisable to avoid using the Branch personal loan app, as it can be risky. For example, if you borrow ₹30,000, you only receive ₹28,231. To fully close the loan shortly thereafter, you might need to repay ₹32,303, meaning you lose an extra ₹4,072 within a month. Given these significant potential losses, it is better to obtain a loan directly from a traditional bank rather than through the Branch app.

Very bad experience, I have paid the full loan amount on time to increase my credit score and credit limit on this platform. But the second time I applied for my application was rejected for no reason, no reasonable response from the platform. They want to put me hold for 180 days? In emergency how can someone wait for 180 days?👿

What’s new

Better than your bank - we've totally redesigned our app to help you manage your finances on the go. Update now to see our sleek new design and get access to new products and features.

If you like the new update, share the love by leaving a 5-star review and inviting your friends. Have feedback? Let us know by messaging Customer Care in the app.