1M+
Downloads
Content rating
Everyone
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About this app

Introduction
RING App for Merchants is a payment app for merchants that allows them to receive payments from any UPI app. It also provides the easiest and smartest way to track and manage finances and offers a hassle-free loan to help grow their businesses.

Accept payments from any UPI App
The Merchant app offers the fastest and safest way to receive payments through QR codes. It makes payment acceptance effortless by offering merchants a unique QR to receive payments from Google Pay, PhonePe, Paytm, BHIM, Amazon UPI, and 100+ other banking apps.

Track and monitor your business transactions
The Merchant app empowers you with effortless financial control, allowing seamless monitoring of business transactions for unparalleled ease and precision in managing your finances.

Avail loans and grow your business
RING App for Merchants offers financial solutions designed to meet the unique needs of merchants by using transaction data and credit parameters in the loan approval process. This data-driven approach ensures a thorough assessment of a merchant’s financial health and business performance.

Our loans cater to various financial needs such as last-minute expenses, working capital, salaries, and bill payments, providing flexibility to address the diverse challenges merchants face. This is especially beneficial for small and medium-sized businesses, which often encounter fluctuating financial demands and require additional capital to sustain and expand their operations.

We evaluate factors like QR code transaction volume, bureau score, vintage of the merchant, merchant profile, and working cycle to provide a comprehensive assessment. This enables us to offer customized loans tailored to the specific circumstances and capabilities of each merchant.



Top category & Businesses who have used RING App for Merchants to manage and receive payments and availed instant credit from the app.
• Instant credit for Kirana Shops and Grocery Stores.
• Instant loans for Mobile Recharge and Electronics Shops.
• Quick credit for Bakeries, Snack Shops, and Juice Shops.
• Personal online credit for Medical Stores and Local Pharmacies.
• Instant cash for Street Vendors, Fruit Stalls, and Vegetable Shops.
• Personal loans for Garment and Tailor Shops.
• Small business loans for Jewellery Shops.

Features & Offerings
• Receive payments from any UPI App with a single QR code
• Instant credit with just PAN and Aadhaar
• Loan Disbursal within 5 minutes
• Multiple Repayment Options
• Track and manage your money & expenses in one place
• Control your spending, budget, and save more money using this expense tracker

Documentation
• PAN Card Number
• Digital copy of Aadhaar Card

To register with the RING App for Merchants, simply follow these steps:
• Install the Merchant app
• Register with your contact number
• Enter basic details & complete your online KYC
• Enter bank details
• Keep accepting payments through Merchant QR codes and start managing & tracking your expenses and avail of instant merchant loans.

Contact us
For any queries & grievances, you can contact us on the below-mentioned details
Call: 022 4143 4302
Email: merchanthelp@paywithring.com
Address: 2nd Floor, Der Deutsche Parkz, Nahur West, Mumbai, MH-400078

Disclaimer
The application is SSL certified, and all transactions are 100% safe and secure.
Updated on
Jul 4, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

What’s new

Minor bug fixes and under the hood improvements

App support

Phone number
+912224968454
About the developer
ONEMI TECHNOLOGY SOLUTIONS LIMITED
developer@paywithring.com
10th, Office Unit No 2,3 & 4, Tower 4, Equinox Business Park, LBS Marg, Kurla W, Mumbai, Maharashtra 400070 India
+91 80 6824 9277

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