DCU Digital Banking

4.5
5.96K reviews
100K+
Downloads
Content rating
Everyone
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About this app

DCU’s digital banking platform brings together innovative tools and unique features that put you in the financial driver’s seat. You can deposit checks, transfer money, view your balance – and a whole lot more.

TAKE CONTROL OF YOUR MONEY

• FutureLook™ helps you see into your financial future with an easy-to-read forecast based on your current choices.
• Our easy-to-use Payment Planner can help you pay off your loans even faster.
• You can create strategic financial goals and review your progress every step of the way.

STREAMLINE MONEY MANAGEMENT
Explore new ways to manage your money and achieve financial wellness.

• Holistic view of your finances.
• All of your accounts in one place – including ones at other financial institutions.
• Seamless payments.

With a unique-to-you digital banking experience that focuses on your money’s future, you can plan for whatever life throws your way. DCU Digital Banking is here to give you financial peace of mind.

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FUTURELOOK™

FutureLook™ provides insight into your spending habits with an easy-to-read forecast based on your current choices. You’ll be able to answer simple questions about what you can afford and see the potential benefit of paying more towards your loans and/or credit cards – in real time.

Specifically, FutureLook™ identifies your recurring income (e.g., paychecks), recurring expenses (e.g., electric bill), and average daily spending (e.g., the morning coffee run). By doing so, you can see your estimated checking account balance one month into the future (on a daily basis) and one year into the future (on a monthly basis).

All in all, FutureLook™ is a unique tool that helps you see how your money could better serve you.

PAYMENT PLANNER
Our easy-to-use payment planner will help answer questions like:

• “If I paid more on my auto loan, how much interest would I save?”
• “If I only make the minimum payment, when will I be debt-free?”
• “How quickly can I pay off my loan?”

GOALS
We make it easy to focus on your life goals with a digital banking experience that was designed for you. You can create strategic financial goals and review your progress every step of the way. No matter what you’re saving money for, we can help you create a personalized action plan that works for you.

OTHER STANDARD FEATURES
- Manage Quick Balance accounts
- Find branches and ATMs nearby
- Deposit Checks*
- View balances, current and pending transactions, and account history
- Transfer funds
- Pay Bills
- Make a loan payment
- View important messages and account alerts
- Update your contact information
- Add Travel Notifications to avoid unnecessary fraud alerts while you’re away
- Apply for loans and view your preapproval offers
- Make a balance transfer to your DCU Visa Platinum Card

*Upon approval. All deposits are subject to DCU’s Funds Availability Policy.
Updated on
Apr 26, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Location, Personal info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.5
5.79K reviews
Ally
April 30, 2024
This app has gotten better but it's not even close to the previous app. My biggest issue now is the custom notifications just do what they want. I don't get notified instantly for a deposit like I did before. I'm also getting notified annoyingly every day (of my balance) instead of the once-a-week I requested. Idk if the text functions work anymore, but I can't use them since this new app. (For Ex:BAL ALL). Unfortunately, the reps I call can't do anything to help. No technical support? Cmon DCU?
4 people found this review helpful
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Digital Federal Credit Union
April 11, 2022
Thank you for providing your feedback, and we are sorry to learn you are unhappy with our new platform. Pending transactions will now show in the transaction history and show the word "Pending" above the specific transaction on the left-hand side of the page.
David Greenlaw
March 11, 2024
Coming from New England and a business environment I find that change is not easily accepted especially with software. The only addition, which I hope is coming, is bringing back the widget and the quick balance in some way shape or form, as it is quite handy. Edit3/10/24--Widget is working, but cannot find a way to edit which accounts appear in it anymore.
40 people found this review helpful
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Digital Federal Credit Union
July 12, 2022
We have added the Widget back on to our app! How to enable the widget on my Android device: 1. Long press on your Home Screen 2. Select “Widgets” 3. Search for “DCU” in the search bar 4. Select “DCU” to add the widget to your device
Chrissy
February 25, 2022
The last app was so much more convenient. This one loads incredibly slow in comparison. I was told they made a new one to make the website features all available on the app, but it takes forever to find anything anyway, so the website was easier. Documents also don't download/load properly so you have to go on the site anyway. The way to set up checking/savings transfers is tedious for no reason. Hate it.
119 people found this review helpful
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What's new

Based on your feedback, we have made the following updates to your Digital Banking experience

- Privacy and security enhancements
- Bug fixes