CrontoSign Swiss

OneSpan - The Digital Agreements Security Company

About this app

How it works:
The login and transaction data that you enter in your e-banking are encoded in a colored mosaic. The mosaic is displayed in your e-banking and then photographed using the camera in your smartphone. The data contained in the mosaic and the associated authorization code will be decoded by this app on your phone and displayed for verification. Because your app is activated with a personal key, the mosaic on the screen can be decrypted only by your smartphone. Your smartphone does not require any Internet or mobile network connection.
If needed, CrontoSign Swiss can be installed on multiple smartphones and can also be used with all banks that support CrontoSign Swiss.

Legal Notice:
We point out that, by downloading, installing and using this application a third party (such as Google) may infer an existing, former or future client relationship between you and your bank. By downloading this app, you expressly agree that the information you provide to Google is collected, transferred, processed and can be made available in accordance with their terms. The terms and conditions of Google, to which you agree, are to be distinguished from the legal notice of your bank.

Ratings and reviews

While the app itself is OK, I find that their privacy policy is really sketchy, and does not give any really easy way to opt-out of any kind of tracking, only giving us the option to contact them after we basically are forced to agree to them. Very sketchy and annoying that my bank uses it.

Needs continuous reactivation. Calling the bank, they tell you to reactivate with original letter. Of course it happens when you are in another country and have an urgent need to access the account. Let the user solve the problems!! Who programs and operates (banks) such apps does not care at all about their clients. Shameless. Update 17.08.2020: big improvement in need to reactivate. Changing from one to 3 stars.

Worked well for 2 years, then I had a couple of months where the app was quite buggy and had to call the bank multiple times and receive new letters to fix it. After that it has been working fine for 1 year or so so I'm updating my review to a 3.

What's new

This update includes general and security improvements.