ОТП Банк

OTP Bank Russia

About this app

OTP Bank mobile bank is a convenient application for accessing all bank services. It allows you to open and manage accounts, cards, receive and transfer money, manage savings and investments. Using the application, you can receive loans, make payments on them, transfer money through SBP, contact support and manage cashback.

Download the mobile application on Google Play and get access to remotely solving financial problems online. You can manage your finances around the clock, from anywhere in the world. All the necessary functionality of online banking is in the convenient and fast OTP Bank application.

Cards
Study the terms of use of debit cards and order them by filling out an application in the application.
- Set card limits to save money and maintain financial discipline.
- Look on the map where the nearest bank branch or ATM is located.
- Withdraw cash without commissions from ATMs of OTP Bank or other financial institutions.
- Control cashback accrual and its balance, manage cashback.
- Receive information about the details of your accounts and cards.
- Top up cards without commission - with cash at ATMs, transfers from accounts in other banks.
- Order a statement indicating all transactions on the card during the control period.
Monitor your account balance and transactions by viewing balances and transaction reports. Ensure security by setting a PIN and changing it if necessary.

Loans
In the mobile bank you can submit applications for any credit products - cards, consumer and car loans. Here you can find all the information about each of them - terms of provision and use, interest rates, limits and terms, interest-free periods of credit cards.
- Study information about the debt balance, repayment terms, payment schedule and their amounts.
- Make loan payments through the application.
- Pay off loans online partially or completely.
- Order certificates of no debt after repaying the loan.

Deposits and savings
If you install a mobile bank, you can open deposits in both rubles and foreign currency. You can first study the information about the terms, withdrawal and replenishment possibilities, the interest rate and its terms, and the rules for using deposits. An online calculator is available to calculate your deposit income. Through the application you can:
- Open a foreign currency or ruble deposit, a savings account in several currencies.
- Replenish the deposit or partially withdraw money, if the banking product provides such an option.
- Set up automatic renewal.
- Withdraw interest in accordance with the terms of the agreement.

Payments
Using the OTP Bank application you can:
- Make regular payments - for utilities, mobile communications, Internet.
- Pay taxes and fines.
- Pay for mobile services without choosing an operator.
- Make payments using QR codes.
Online banking allows you to set up automatic payments. In this case, the required amount will be debited from the card on the right day - eliminating the risk of forgetting about an important payment. You can also set up templates for payments by filling out the necessary details in advance.

Transfers, fast payment system
You can make transfers from card to card:
- Between your cards and accounts.
-To cards and accounts of other Russian banks.
Fee-free payments via SBP are available. For them, you do not need to enter details or card number, just use the recipient's phone number.

Financial control and management
To effectively manage finances, control the balance of funds, and obtain accurate information about income and expenses:
- Set up transaction notifications.
- Receive expense schedules for periods.
- Classify transactions and analyze major expense items.

Got a problem or an idea? Tell us: [e-mail], [phone], 0707 (Free calls from mobile phones for Beeline, Megafon, MTS, Tele2 subscribers).
© 2019-2024 OTP BANK JSC
General license of the Bank of Russia No. 2766 dated November 27, 2014.

Ratings and reviews

Quite often it cannot complete the transaction from pounds to rub. First edit: Yep, the app is completely unreliable around midnight. Second edit: use this bank only if you have no other options. Their exchange rate is awful, they app is constantly under maintenance. No such issues from VTB for example

This is very sly app. It shows that you have money on your balance, but at the payment day you get huge penalties because you have zero on your balance. When I tried to do the screenshot my balance suddenly shows zero too. Run from this bank as fast as you can.

Great improvement from previous version: - payments solution - regular payments - visual