Zype Instant Personal Loan App

Easy Platform Services Private Limited

About this app

Zype simplifies personal loans up to Rs.5,00,000 for salaried individuals in India.

Whether it's for medical emergencies, home repairs, or other essential needs, Zype is the go-to loan app trusted by over 5 million users for fast, secure, & reliable instant personal loans that are disbursed immediately. With features like early salary access and loan assist support, Zype ensures you’re never short on funds when it matters the most.

Based on your credit score, you can borrow just what you need, when you need it. Your credit score plays a key role in determining your loan approval & interest rate, helping you access better offers.

Why choose Zype instant personal loan app?

💸Instant personal loans up to ₹5,00,000
🚀Instant loan approval under 60 seconds via this loan app
⚡ Personal loan amount is deposited in the bank account
📲100% online loan through our loan app, no physical documents required

Get an instant loan with Zype – quick & paperless

👉 Eligibility criteria for getting an instant personal loan from the instant loan app
💼Salaried professional
💰Minimum monthly salary of ₹15,000
🪪Valid PAN Card
🪪Valid Aadhaar card

👉 Features of Zype’s Instant Personal Loans
💵Get an instant personal loan up to ₹5 Lakhs
👌Instant personal loan Interest rates start at only 2% per month
👉 Complete loan application in less than 8 minutes
🚀Instant personal loan approval under 60 seconds
➡️Transfer the required cash loan to your bank account instantly
🗓️Repay your instant personal loan in flexible EMI tenures of 6, 9, 12 & 18 months

Created for quick, safe and hassle-free personal loans, our online loan app guarantees flawless borrowing experience.

👉 Utility Bill Payments
📲Easily make online bill payments for credit cards, loan EMIs, electricity, gas, water, insurance premiums, post-paid mobile bills, & more with the online loan app for seamless financial experience.

🤑Enjoy guaranteed cashback every time you pay bills online via the loan app

👉Terms, interest rates & other charges on the instant loan app

💸Get Instant Personal Loan from ₹3,000 to ₹5,00,000
% Loan Interest rates – 24% to 36% per annum*
🗓️Quick Loan Tenures – 6 months to 18 months
🪙Processing fees from 2% to 6%
(*) Loan Interest Rate varies based on your risk profile

Steps to apply for instant personal loan on instant personal loan app

⬇️ Install the Zype app
👤 Create account & apply with PAN
✅ Get approval based on profile & credit score
📸 Complete KYC with Aadhaar & selfie
👆 Choose instant loan amount & EMI plan
➡️Gett Instant loan disbursal to your bank account

Our Lending Partners:
✨Respo Financial Capital Private Limited
https://respo.co.in/our-partners/
✨RPN Fintralease & Securities Pvt. Ltd.
https://rpnfin.com/index.php/our-partners/

Sample calculation of a personal loan:
✔️Amount: ₹50,000
✔️Tenure: 12 months
✔️Rate of Interest: 24% p.a.
✔️Processing Fee: ₹1,250 (2.5%)
✔️GST on Processing Fee: ₹225
✔️Total Interest: ₹6,736
✔️EMI: ₹4,728
✔️Amount Disbursed: ₹48,525 (PF + GST are deducted upfront during the loan disbursal)
✔️Total Repayment Amount (Loan amount + Interest): ₹56,736
*Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment.

Reach Out To Us
Email: [e-mail]
Phone: [phone]
Address: Ground floor, Dyna Business Park, Street no. 1, MIDC, Andheri (East), Mumbai, 400093

Data Security & Privacy: All the data that you submit to the instant personal loan app is safe & secure. Whether you're applying for an instant personal loan, a cash loan, or managing your EMI payments, all data transactions are protected through secure 256-bit SSL encryption.

With Zype, get an instant personal loan up to ₹5,00,000 in just 60 seconds—100% online, no paperwork. We guarantee fast, secure bank disbursal for emergencies, travel, and pay later.

Ratings and reviews

I have changed my 5 star to 1 star rating. Using this app is not good for credit score and they charge unnecessarily. My auto-debit was on and there was enough balance, still the amount didn't get deducted. And the very next day, Zype charged me penalty for late payment. I paid it manually the next day along with late payment. After I made the payment manually, they did the auto-debit. So they charged the EMI twice and took penalty also.

"I'm currently satisfied with the app, but I encountered an issue while setting up auto-debit via UPI for verification. Each time I tried, ₹1 was deducted, but the process failed due to an error. Unfortunately, the ₹3 I was charged wasn't refunded. However, when I switched to enabling auto-debit using my debit card, it worked seamlessly. Please look into this issue and resolve.

The application is really good, but I feel they should reduce the rate of interest and also lower the processing fees. I was a bit worried when multiple OTPs were required for authorization, but in the end, I received the loan without any issues.

What's new

We’ve fixed bugs and enhanced performance to make your experience smoother.
Enjoy a refreshed and improved UI/UX.
Update now for a faster and more seamless experience!