Cowrywise: Save & invest money

Cowrywise

About this app

Cowrywise is the wealth management app that enables you to plan, save and invest money easily. With direct access to the largest pool of mutual funds in Nigeria, you can build your savings and investment portfolios, manage your money securely and build a better financial future.

With the Cowrywise app, you can:

Save for short-term and long-term goals:
● Start automated savings with any amount per day, week, or month with our Periodic Savings Plan
● Use our Life Goals Plan to stay disciplined and save for long-term goals like education, housing, retirement, a wedding, or your business
● Make one-time deposits anytime with your spare change
● Earn stronger interest rates than you’ll find at any banks in Nigeria
● Save as a group to reach your goals faster with Circles
● Prepare for unforeseen emergencies by creating a personalised Emergency Fund

Invest and grow your wealth faster:
● Invest in any of our mutual funds that match your financial goals and risk appetite
● Work with our professional advisors to develop your investment goals and find the right plan for you
● Diversify your portfolio by investing in mutual funds from top investment firms in Nigeria

Turn your phone into a digital wallet with Stash:
● Store money in Stash within the Cowrywise app - it’s much easier than cash!
● Top up your Cowrywise savings and investment accounts from Stash
● Pay and receive money from other Cowrywise users seamlessly, for free

Feel safe when you trust us with your money:
● Your savings are invested in low risk financial instruments and are held by Meristem Trustees Limited, registered with the Security and Exchange Commission (SEC). This means your money is professionally managed and secured.
● We do not store your card information or personal data. We work with an independent PCIDSS-compliant payment processor to handle all customer card details.

Never feel like you’re doing it alone:
● We offer 24/7 support through the app, phone, email, Facebook, Instagram, and Twitter. Whether you need help with set-up, or want to talk to an advisor about the investment plans, we’re always here to help!

Don’t wait another minute to take control of your financial future. Start planning for short-term goals, long-term goals, and even emergencies now by creating savings and investment plans with Cowrywise.

Ratings and reviews

I was introduced to Cowrywise by a friend and I downloaded and signed up today. I always end up withdrawing and spending my savings so what I find most attractive to me was the option to lock savings for a period. It is this singular feature that made me download your app and I started a locked savings today. I hope I will be glad at the end. I just have one request - can you created the option of saving and locking my savings in USD? I really would love to save and lock my savings in USD too

I love the app so much it's configuration and customer care is perfect. Kudos to the producers👍. But I feel the interest on a yearly basis is kinda small. An interest of 14% is low. At least if you still wanna maintain that you can create levels of membership with interest rate. A member of a period of six months will have a higher interest rate than newbies. If this could be done it would even encourage newbies to stay longer on the app and deposit more because of the higher interest they aim.

This is the best savings app so far. When the maturity date reaches, you withdraw your money without issues. I am looking forward to doing transactions with this great app for the next 10 to 30 years coming. Keep improving and getting better for the future. Cowrywise, your most trustworthy savings app.☺️

What's new

Pay with Direct Debit 🏦
Make automated payments straight from your bank accounts—no cards required.

Introducing Streaks ⚡
Turn your goals into achievements by maintaining a streak monthly. Miss a month? Your streak restarts.

Football is for Life ⚽
Save with your team year-round, whether it’s match season or transfer season. From goals to signings, it’s game on!

Check Your New Home Screen 🤭
Your Home Screen just got a makeover. Save & Invest now have prime top spots for a better experience.