Instarem: Send Money Overseas

Nium Pte Ltd.

About this app

💸 Send money abroad easily at great exchange rates | Travel & save with amaze card
✈ If you’re a globe-trotter you can️ save on your travels and overseas spend using our multi-currency travel card, amaze, which offers unparalleled convenience and rewards!

And if you need to make international money transfers, you can count on us, just as 1 million customers have since 2014.

We’re a part of the fintech unicorn, Nium, and we simplify the way you send money overseas.

✨ You can use our app to transfer money to 60+ countries with excellent foreign exchange rate and low fees, track your money transfer, and earn rewards.

🏖️ Travel and save with amaze card

Get your hands on our multi-currency travel card that offers amazing exchange rates and ultimate convenience. Say goodbye to bulky wallets with multiple bank cards. Just carry amaze and enjoy the perks of travel without any hassle. No annual card fees, no FX processing fees – only rewards, cashback, and exclusive travel deals. Apply for amaze on the Instarem app.

🌎 Send money anytime, anywhere

Whether you need to support your family back home or are a small business looking to pay your vendors overseas, we’ve got you covered. Instarem is truly one of the best money transfer app.


🚀 Download our fast and secure remittance app and enjoy its benefits:

➢ Send money internationally on the go.

➢ Enjoy convenience and rewards with amaze card.

➢ Safe and secure app licensed and regulated in 11 countries.

➢ Bank-beating foreign exchange rate and minimal fees.

➢ Usually instant transactions.

➢ Special offer on your first money transfer.

➢ No unfair hidden charges incurred as with most banks.

➢ Transfer tracking for complete peace of mind.


💰 Brace yourself for big savings:

➢ Use our currency converter

Become a master of currency conversion! With our in-app currency converter, you can check FX rates for your chosen currencies.

➢ Set up free rate alerts

Make informed decisions before remitting money. Set up notifications for your desired currency conversion rate.

➢ Earn rewards using our app

Our money sending app offers plenty of ways to earn loyalty points called InstaPoints. Earn points when you open an account, send money and refer a friend – and use the points to score discounts on your remittance.

🔒 Your money is safe with us

We operate under a program sponsored by Community Federal Savings Bank, to which Nium is a service provider. Whether you’re sending money online to friends and family or making international business payments, we’ve got everything covered so that the remittance process is simple, transparent, and most importantly – safe.

🏆 Bragging rights: some awards we’ve won

Our happy customers will tell you that Instarem is one of the best money transfer app. And though our customers’ satisfaction is the best award, we’ve been lauded with these too:

➢ Best Value International Money Transfer Provider Award (Mozo Experts Choice, Australia 2021 and 2020)

➢ Blockchain Innovator Award (Swell by Ripple, 2019, San Francisco)

➢ Excellence in Payments (Fintech Australia, 2018)

…and more.

🙌 Sign up in 3 simple steps:

1. Instarem app download - get the app for free.

2. Create an account using your Google, Facebook or email ID. You can also set up fingerprint or Face ID login.

3. Verify your details. All done!

Once you sign up, you can apply for amaze travel card through the app.

📌 Let's connect

Download our app today and unlock a world of simple transactions and savings!

If there’s anything you need, send us an enquiry or chat with us 24/7 via Help centre on our app or website: www.instarem.com

View our terms and policies here: www.instarem.com/terms-policies

Say hello to us on social media:

www.facebook.com/GetInstarem/
www.instagram.com/instarem/
www.linkedin.com/company/instarem/
www.twitter.com/getinstarem/

Ratings and reviews

The app while easy to use is clunky and not fully reliable. Example: it will tell you it has sent you an OTP which is valid only for 30 secs but the OTP comes in 10 mins later. Also, had issues with remittance when funds sent didn't arrive until 10 days later and it took multiple phone calls to get it resolved. They do give a higher exchange rate than Xoom though.

I've given many chances to instarem due to the high exchange rate although a system issue always comes up. When adding a funding account, a 'something went wrong' error always appeared. I figured to use the payee method to bypass this error which functioned well for the first three transactions although the next two I'm asked to provide a bank statement. I don't mind so much except their website only allows one document at a time when often it is also necessary to submit a screenshot too.

Updated app just does not work. Tried every possible clear cache, clear data, logout and login, Uninstall and install again... unable to complete transaction from the app. Every time I just get a msg saying "something went wrong". Nothing more. Irked. It used to work before flawlessly. Fix it ASAP.

What's new

• You can now verify your beneficiary account details before initiating a transfer.
• Bug fixes and Performance improvements.