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Mayelana nalolu hlelo lokusebenza
Ufuna imali ebolekiwe esheshayo ekuvumela ukuthi uthole kusengaphambili usuku lokukhokha ngokushesha? Lolu hlelo lokusebenza lwemalimboleko lungakusiza ukuthi uthole izimali ezengeziwe ngokushesha futhi kalula. Imali mboleko yosuku lokukhokha kusengaphambili ingaba yindlela enhle uma udinga imali esheshayo. Isevisi yethu ikunikeza ithuba lokuboleka ngisho nangaphandle kwesilinganiso esiphakeme samaphuzu esikweletu futhi uthole ukheshi ngaso leso sikhathi, ngaphandle kokulinda isikhathi eside ukuze ugunyazwe.
Ezweni lanamuhla elisheshayo, akuvamile ukuzithola unesidingo sokuboleka imali. Kungakhathaliseki ukuthi okwezindleko ezingalindelekile njengokukhanda imoto, izikweletu zezokwelapha, ukuthenga noma okunye, uhlelo lokusebenza lwemalimboleko yemali lungasindisa impilo. Ngenxa yohlelo lokusebenza lokubolekwa imali olufana nalolu, ukuthola ukukhokhelwa kwemali ngokushesha kulula kunangaphambili. Manje usunethuba lokuthi ungachithi isikhathi sakho emigqeni yasebhange futhi uthole kusengaphambili usuku lokukhokha nganoma iyiphi injongo ngefoni yakho ephathekayo kusukela ekunethezekeni kwekhaya lakho noma ihhovisi.
Faka isicelo semalimboleko eku-inthanethi ngezinyathelo ezi-4 kuphela:
1. Khetha inani ofuna ukuliboleka
2. Gcwalisa ifomu elisheshayo eliku-inthanethi
3. Thola futhi wamukele isiphakamiso semali yokuboleka kumbolekisi
4. Thola ukheshi ngokushesha
Uma uzithola unesidingo sokubolekwa imali, ukubolekwa kwemali osheshayo kungaba yisixazululo esihle nesilungile. Ngohlelo lwethu lokusebenza lwemalimboleko uzothola inqubo yokuboleka imali esheshayo ngaphandle kwezimali ezifihliwe noma izinhlawulo. Boleka ngohlelo lwethu lokusebenza futhi uthole imali mboleko yemali online ngemizuzu nje. Kuyisixazululo esiphelele sanoma ngubani odinga ukuthola imali manje!
Imali mboleko esheshayo kulula ukuyifanelekela futhi ungathola imali manje, kungakapheli amahora angama-24. Ukufaka isicelo kuhlelo lokusebenza lwemalimboleko ukuze uthole ukheshi ngokushesha kuyashesha futhi kulula. Ngohlelo lwethu lokusebenza lwemalimboleko ukuboleka imali esheshayo kuyatholakala kuwo wonke umuntu.
Izinzuzo zokukhetha imalimboleko yosuku lokukhokha kusengaphambili ngalolu hlelo lokusebenza lwemalimboleko yemali:
- Akudingeki ukuthi ume kulayini ebhange ukuze uthole ukheshi ngokushesha
- Ungakwazi ukugcwalisa ifomu eliku-inthanethi ngokushesha nakalula, futhi uzothola impendulo esheshayo
- Azikho izimali ezifihliwe, futhi ungakwazi ukuboleka imali esheshayo 24/7 nganoma yiziphi izidingo
Kungakhathaliseki ukuthi ubhekene nezindleko ezingalindelekile noma udinga nje ukukhokhelwa imali, lolu hlelo lokusebenza lwemalimboleko esheshayo lungakunikeza imali mboleko esheshayo oyidingayo.
Ulwazi lwezomthetho olumayelana nokusetshenziswa kohlelo lokusebenza lwemalimboleko ukuze uthole ukheshi ngokushesha:
I-APR yizinga lenzalo lonyaka ozolikhokhiswa uma ucela ukheshi kusenesikhathi. Ibalwa ngokuthatha inani lenzalo elivamile kanye nazo zonke izindleko ezihlukahlukene noma izindleko ezingase zihilelekile ekutholeni kusengaphambili ukheshi.
Yaziswa ukuthi asikwazi ukukuhlinzeka nge-APR enembile ongayisebenzisa ukuze ufake isicelo semali mboleko esheshayo namuhla. Imali yangaphambi kwesikhathi iza nama-APR ahlukahlukene, asukela ku-5.99% ukuya ku-APR enkulu = 35.99% yengaphambi kosuku lokukhokha. Izifundazwe ezithile zinemikhawulo eqinile kuzilinganiso ze-APR kanye nezindleko zemali mboleko esheshayo umbolekisi angase akukhokhise yona.
Ubuncane besikhathi sokukhokha yizinsuku ezingama-65 futhi ubuningi bungase butholakale ngokwemibandela efika eminyakeni emi-2.
Isibonelo esimele lolu hlelo lokusebenza lwemalimboleko yemali: Ake sicabange ukuthi ufuna ukuboleka u-$1000 futhi isikhathi semali mboleko yizinyanga ezi-3 ngo-APR = 35%. Kulesi simo imali oyikweletayo inyanga ngayinye izoba ngu-$352.96 futhi u-$1,058.89 uyisamba semali okufanele uyikhokhe. Isamba senkokhelo yenzalo ngu-$58.89 ngale mali etholakala ngokushesha.
Ngokuthumela imininingwane yakho uyavuma ukuthi idatha yakho izoqinisekiswa ngumbolekisi ngaphambi kokuthi akunikeze isithembiso sokuboleka imali. Umbolekisi wenza isinqumo ngokuya ngesikolo sakho sesikweletu, iholo, umlando wesikweletu, nezinye izindlela. Ngaphambi kokwenza isivumelwano, umbolekisi ufuneka ngokomthetho ukuthi akwazise nge-APR kanye nayo yonke eminye imibandela. Awuphoqelekile ukuthi wamukele noma yisiphi isiphakamiso semali yokuboleka ukuze uthole ukheshi ohlinzekwa ngokushesha ngalolu hlelo lokusebenza. Funda yonke imininingwane esicelweni semalimboleko bese wenza izinqumo ezinolwazi lapho ufaka isicelo.
Lolu hlelo lokusebenza lwemalimboleko yemali luyindlela yokuthola imali ngokushesha ngefoni ngokushesha futhi kalula. Umgomo wethu uwukwenza ukuphila kwakho kube lula futhi senze inqubo yokuboleka imali ibe lula ngangokunokwenzeka. Faka isicelo sosuku lokukhokha kusengaphambili ngohlelo lwethu lokusebenza lwemalimboleko yemali njalo lapho udinga imali eyengeziwe. Isevisi iyatholakala 24/7!
Ezweni lanamuhla elisheshayo, akuvamile ukuzithola unesidingo sokuboleka imali. Kungakhathaliseki ukuthi okwezindleko ezingalindelekile njengokukhanda imoto, izikweletu zezokwelapha, ukuthenga noma okunye, uhlelo lokusebenza lwemalimboleko yemali lungasindisa impilo. Ngenxa yohlelo lokusebenza lokubolekwa imali olufana nalolu, ukuthola ukukhokhelwa kwemali ngokushesha kulula kunangaphambili. Manje usunethuba lokuthi ungachithi isikhathi sakho emigqeni yasebhange futhi uthole kusengaphambili usuku lokukhokha nganoma iyiphi injongo ngefoni yakho ephathekayo kusukela ekunethezekeni kwekhaya lakho noma ihhovisi.
Faka isicelo semalimboleko eku-inthanethi ngezinyathelo ezi-4 kuphela:
1. Khetha inani ofuna ukuliboleka
2. Gcwalisa ifomu elisheshayo eliku-inthanethi
3. Thola futhi wamukele isiphakamiso semali yokuboleka kumbolekisi
4. Thola ukheshi ngokushesha
Uma uzithola unesidingo sokubolekwa imali, ukubolekwa kwemali osheshayo kungaba yisixazululo esihle nesilungile. Ngohlelo lwethu lokusebenza lwemalimboleko uzothola inqubo yokuboleka imali esheshayo ngaphandle kwezimali ezifihliwe noma izinhlawulo. Boleka ngohlelo lwethu lokusebenza futhi uthole imali mboleko yemali online ngemizuzu nje. Kuyisixazululo esiphelele sanoma ngubani odinga ukuthola imali manje!
Imali mboleko esheshayo kulula ukuyifanelekela futhi ungathola imali manje, kungakapheli amahora angama-24. Ukufaka isicelo kuhlelo lokusebenza lwemalimboleko ukuze uthole ukheshi ngokushesha kuyashesha futhi kulula. Ngohlelo lwethu lokusebenza lwemalimboleko ukuboleka imali esheshayo kuyatholakala kuwo wonke umuntu.
Izinzuzo zokukhetha imalimboleko yosuku lokukhokha kusengaphambili ngalolu hlelo lokusebenza lwemalimboleko yemali:
- Akudingeki ukuthi ume kulayini ebhange ukuze uthole ukheshi ngokushesha
- Ungakwazi ukugcwalisa ifomu eliku-inthanethi ngokushesha nakalula, futhi uzothola impendulo esheshayo
- Azikho izimali ezifihliwe, futhi ungakwazi ukuboleka imali esheshayo 24/7 nganoma yiziphi izidingo
Kungakhathaliseki ukuthi ubhekene nezindleko ezingalindelekile noma udinga nje ukukhokhelwa imali, lolu hlelo lokusebenza lwemalimboleko esheshayo lungakunikeza imali mboleko esheshayo oyidingayo.
Ulwazi lwezomthetho olumayelana nokusetshenziswa kohlelo lokusebenza lwemalimboleko ukuze uthole ukheshi ngokushesha:
I-APR yizinga lenzalo lonyaka ozolikhokhiswa uma ucela ukheshi kusenesikhathi. Ibalwa ngokuthatha inani lenzalo elivamile kanye nazo zonke izindleko ezihlukahlukene noma izindleko ezingase zihilelekile ekutholeni kusengaphambili ukheshi.
Yaziswa ukuthi asikwazi ukukuhlinzeka nge-APR enembile ongayisebenzisa ukuze ufake isicelo semali mboleko esheshayo namuhla. Imali yangaphambi kwesikhathi iza nama-APR ahlukahlukene, asukela ku-5.99% ukuya ku-APR enkulu = 35.99% yengaphambi kosuku lokukhokha. Izifundazwe ezithile zinemikhawulo eqinile kuzilinganiso ze-APR kanye nezindleko zemali mboleko esheshayo umbolekisi angase akukhokhise yona.
Ubuncane besikhathi sokukhokha yizinsuku ezingama-65 futhi ubuningi bungase butholakale ngokwemibandela efika eminyakeni emi-2.
Isibonelo esimele lolu hlelo lokusebenza lwemalimboleko yemali: Ake sicabange ukuthi ufuna ukuboleka u-$1000 futhi isikhathi semali mboleko yizinyanga ezi-3 ngo-APR = 35%. Kulesi simo imali oyikweletayo inyanga ngayinye izoba ngu-$352.96 futhi u-$1,058.89 uyisamba semali okufanele uyikhokhe. Isamba senkokhelo yenzalo ngu-$58.89 ngale mali etholakala ngokushesha.
Ngokuthumela imininingwane yakho uyavuma ukuthi idatha yakho izoqinisekiswa ngumbolekisi ngaphambi kokuthi akunikeze isithembiso sokuboleka imali. Umbolekisi wenza isinqumo ngokuya ngesikolo sakho sesikweletu, iholo, umlando wesikweletu, nezinye izindlela. Ngaphambi kokwenza isivumelwano, umbolekisi ufuneka ngokomthetho ukuthi akwazise nge-APR kanye nayo yonke eminye imibandela. Awuphoqelekile ukuthi wamukele noma yisiphi isiphakamiso semali yokuboleka ukuze uthole ukheshi ohlinzekwa ngokushesha ngalolu hlelo lokusebenza. Funda yonke imininingwane esicelweni semalimboleko bese wenza izinqumo ezinolwazi lapho ufaka isicelo.
Lolu hlelo lokusebenza lwemalimboleko yemali luyindlela yokuthola imali ngokushesha ngefoni ngokushesha futhi kalula. Umgomo wethu uwukwenza ukuphila kwakho kube lula futhi senze inqubo yokuboleka imali ibe lula ngangokunokwenzeka. Faka isicelo sosuku lokukhokha kusengaphambili ngohlelo lwethu lokusebenza lwemalimboleko yemali njalo lapho udinga imali eyengeziwe. Isevisi iyatholakala 24/7!
Kubuyekezwe ngo-
Ukuphepha kuqala ngokuqonda ukuthi onjiniyela baqoqa futhi babelane kanjani ngedatha yakho. Ubumfihlo bedatha nezinqubo zokuphepha zingahluka kuye ngokusebenzisa kwakho, isifunda, nobudala. Unjiniyela unikeze lolu lwazi futhi angalubuyekeza ngokuhamba kwesikhathi.
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