Affirm: Buy now, pay over time

Affirm, Inc

About this app

Pay over time with Affirm online, in-store, and in the app. Plus, eligible customers can get the Affirm Card™ to use anywhere Visa is accepted in the U.S.

Why you’ll love the Affirm app:
• See your purchasing power front and center
• Shop brands with clear, flexible payment options
• Discover deals, 0% APR options, and plans over 12 months
• Set up AutoPay or easily make early or one-time payments
• Request to pay over time with the Affirm Card online or in-store

Take your Affirm Card with you everywhere:
• Get a physical card and use it anywhere Visa is accepted in the U.S.
• No credit impact to apply, and no card or annual fees
• Discover 0% APR options or flexible plans at top brands, in-store and online
• Request a payment plan in the app before or after checkout. Minimum purchase may be required for payment plans. See footer for details.

Purchasing power is an estimate and may include a down payment at checkout. Approval and terms aren’t guaranteed.

The Affirm Card is a Visa® debit card issued by Evolve Bank & Trust (Evolve) or Stride Bank, N.A. (Stride), Members FDIC, pursuant to licenses from Visa U.S.A. Inc. Affirm is not a bank. FDIC insurance will only cover the failure of Evolve and/or Stride. Learn more at https://www.fdic.gov/resources/deposit-insurance/. Pay-over-time plans must be applied for each purchase in the mobile app, are subject to eligibility checks and are provided by affirm.com/lenders. Minimum purchases are required for pay over time plans; the amount is located in the Card tab of the app. For purchases that are not approved for and matched to a payment plan, you authorize Affirm to initiate an ACH debit from your linked bank account within 1-3 days of the purchase. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license 60DBO-111681. For licenses and disclosures, see affirm.com/licenses.

Rates from 0 - 36% APR. For example, an $800 purchase could be split into 12 monthly payments of $77.99 at 30% APR, or 4 interest-free payments of $200 every 2 weeks. Loan options vary, are subject to eligibility, and may depend on whether your loan is applied for before or after your card purchase. There are minimum purchase amounts for loans, a down payment may be required, and may not be available in all states.

Ratings and reviews

Great app. Easy, and efficient. Quick navigations, understandable interface. The recent update took away the format of seeing the total amount in scheduled payments and now instead shows the balance left....it would be great if that could be reintegrated back into the format since it can be an essential function...at least for me it is.

App is quick to load and very responsive and serves it's purpose. The only ask I have for the developers is to consider adding the ability to label a loan. For example: "My cell phone payments". Right now there's only an invoice ID so if I wanted to go in and see how much I have left to pay for a certain item, I have to recognize the Loan ID is isn't very helpful. Would be a lot faster to just see a custom label at a glance. That would complete this app. Please consider it.

My experience with affirm has been great. I was an older paybright to eBay user. Once i switched, it became much easier to keep track of every payment. My only feedback for the app would be to add an option to rename each file of loans ourselves so that when you are on the main page, you know which expenses are showing. They all say amazon for mine, and it gets confusing on first look. It would greatly improve the app's visibility. And facilitate usage.

What’s new

Miscellaneous fixes and improvements