Cash Rupee is a digital loan facilitation platform in India and do not directly engage in lending, credit assessment, or repayment collection. All loans are issued and managed solely by Century Vehicleloans Private Limited, an RBI-registered NBFC (Non-Banking Financial Company). Cash Rupee is limited to connecting borrowers with the licensed entities.
Core Loan Parameters
Loan amount: ₹ 50,000 – ₹ 400,000
Tenure: 91 – 720 days
Maximum Annual Percentage Rate (APR): 24 %
Processing fee: 1 % of the sanctioned principal
GST on the fee: 18 %
Borrower age range: 20 – 60 years
Representative Cost Illustration
Assume you request ₹ 250,000 for 180 days at the maximum APR.
Processing fee = ₹ 250,000 * 1% = ₹ 2,500
GST on the fee = ₹ 2,500 * 18% = ₹ 450
Amount credited to you = ₹ 2,50,000 – ₹ 2,500 – ₹ 450 = ₹ 2,47,050
Interest = Principal × APR × (days ÷ 365)= ₹ 2,50,000 × 24 % × (180 ÷ 365) = ₹ 29,589
Total repayment = Principal + Interest= ₹ 2,50,000 + ₹ 29,589 = ₹ 2,79,589
Eligibility & Required Documents
Indian resident aged 20 – 60.
Valid Aadhaar and PAN.
Steady monthly income credited to a bank account.
Key Practices
- All loan services provided through this platform are issued and managed by Century Vehicleloans Private Limited, a registered Non-Banking Financial Company (NBFC) licensed by the Reserve Bank of India. As our official lending partner, Century Vehicleloans Private Limited ensures that all credit products comply with regulatory standards, offering borrowers a secure and transparent lending experience.
- Multiple tenure choices let you align repayments with income cycles.
- Personal data is encrypted end-to-end and managed under strict compliance guidelines.
Customer Support
Email: service@capitedgefin.com