FP3級 過去問・問題集 2710問 全問解説

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About this app

This resource contains 2,710 questions covering both the written and practical sections of the Level 3 Financial Planning Skills Test, from May 2017 to the latest CBT (Computer-Based Testing) published questions. It covers all three practical sections: the Financial Planning Association of Japan's Personal Asset Consulting and Insurance Customer Asset Consulting sections, and the Japan FP Association's Asset Planning Proposal section. Every question includes explanations of the reasoning behind the correct answer, the calculation procedure, and the reasons for incorrect answer choices.


■ Features for this Exam
- By selecting the practical subjects you wish to take, only the theoretical and practical questions will be presented in your daily studies.
- For calculations of income tax, inheritance tax, pensions, and insurance, the formulas and procedures are reviewed step-by-step in the explanations.
- Changes to systems after the exam, such as the new NISA, fixed-amount tax reduction, and the extension of the lifetime gift tax addition period to 7 years, are noted in the explanations.
- A mock exam in the actual format with 60 theoretical questions and 90 minutes, and three types of practical exams.
- Review tax rates, deductions, and insurance figures using 139 flashcards during spare time.

■ Contents Included
- 2,710 past questions (98 sets of theoretical and practical exams)
- Explanations for all questions
- 139 flashcards

■ Subject Areas
- Life Planning and Financial Planning
- Risk Management
- Financial Asset Management
- Tax Planning
- Real Estate
- Inheritance and Business Succession
- Practical Exam: Personal Asset Consulting (Kinzai)
- Practical Exam: Insurance Customer Asset Consulting (Kinzai)
- Practical Exam Asset Planning Proposal Services (Japan FP Association)

■ Basic Exam Information
・Exam Dates: CBT format year-round from April 2024 (exams can be taken anytime except during suspension periods). 90 minutes for the written exam, 60 minutes for the practical exam. Paper exams are included up to those held in January 2024 (Japan FP Association) and May 2025 (Kinza).

・Passing Criteria: Written Exam: 36 points or higher out of 60. Practical Exam: 30 points or higher out of 50 for Personal Asset Consulting Services and Insurance Customer Asset Consulting Services (Kinza), 60 points or higher out of 100 for Asset Planning Proposal Services (Japan FP Association). Passing both the written and practical exams results in a Level 3 FP Skills Specialist certification.

■ Learning Features to Help You Pass
・Today's Learning: Automatically presents review questions and new questions tailored to the scoring of the actual exam and your weak points.
・Review questions that reappear when you're starting to forget. Setting an exam date adjusts the review cycle to ensure you complete one round before the exam.
・Practice by year, subject, and specified conditions. Incorrect and ambiguous questions are automatically listed.
* Long-press on an option to eliminate options. Correct/incorrect answers and explanations for each statement, bookmarks, and notes.
* Mock exams with the same time and allocation as the actual exam (written exam, practical exam: personal asset consulting (Kinzai), practical exam: insurance customer asset consulting (Kinzai), practical exam: asset planning proposal (Japan FP Association)). Results are judged according to the passing criteria, and scores for each subject are displayed.
* Prospects for passing, study calendar, consecutive study days, home screen widget, daily reminders.
* Adjust font size, dark theme, and on tablets, questions and explanations are displayed side-by-side.

■ Passing Pack
The 2026 (CBT) Practical Exam (Personal) and the 2026 (CBT) Written Exam are available from the start. The Passing Pack grants access to all years, sessions, and mock exams.

■ Important Notes
・This app is an independent learning app and is not affiliated with the Financial Planning Association of Japan (Kinzai) or the Japan Financial Planners Association (Japan FP Association). It does not represent any government agency or examination administering body.
・Official exam information (source): https://www.kinzai.or.jp/ginou/fp/3kyu/index.html
・Source of exam questions: https://www.kinzai.or.jp/ginou/fp/test-fp
・Questions and model answers: Financial Planning Skills Test Level 3 Written and Practical Exams (Personal Asset Consulting and Insurance Customer Asset Consulting) Exam Questions and Model Answers, Financial Planning Association of Japan
・Laws and regulations may be amended. Please check the latest information provided by the examination administering body.
・Learning records are saved only on your device and are not transmitted externally.

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