CRED: UPI, Credit Cards, Bills

Dreamplug Technologies Private Limited

About this app

CRED is a members-only app for all payment experiences.
Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.

What payments can you make on CRED?

✔️ Pay credit card bills: Check credit information & manage credit cards without downloading multiple credit card apps.
✔️ Online payments: Pay via UPI or credit card when you checkout from brands like Swiggy & Myntra via CRED pay.
✔️ Offline payments: Scan QR codes & pay merchants; activate Tap to Pay for contactless payments.
✔️ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app other than CRED.
✔️ Transfer money to bank: Send rent or education fees from your credit card.
✔️ UPI Auto Pay: Set up UPI autopay for recurring bills.
✔️ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.

What else can you do with a CRED membership?

→ Manage credit cards: Add and manage multiple credit cards on CRED for better control over your personal finance.
→ Check bank balance & credit score: Track your credit score report
→ View hidden charges: Automatically detect hidden charges on your credit cards & get alerted on duplicate transactions
→ Get smart statements: Keep track of how you use your credit card with smart statements
→ Earn rewards: Unlock exclusive perks & privileges, just for being a CRED member

Upgrade your lifestyle with CRED:

→ Curated shopping experience on CRED store
→ Curated stays & holiday packages on CRED escapes at special prices
→ Manage vehicles’ insurance, FASTag, PUCC, and more on CRED garage
→ Get pre-approved personal loans on CRED cash

Bills you can pay using credit card or UPI:

Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.
Education: College fees, school fees, tuition fees, etc.
Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.
Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.
Other Bills like Fastag recharge, insurance premium, loan repayment, etc. can also be made through the CRED money sending app.

How to be a CRED member?

→ CRED is built to reward creditworthy individuals. To become a CRED member, you need a credit score of 750+.
→ The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report
→ If your credit score is 750+, you will get a prompt to verify credit card details

Manage your credit score with CRED:

▪️ Credit score is more than a number, it indicates your financial health
▪️ Keep a tab of your past scores and track your present one
▪️ See the factors affecting your CIBIL score with CRED
▪️ Make predictions based on the foresight & improve your CIBIL
▪️ Every credit information is encrypted, monitored and protected

Credit Cards supported on CRED:

HDFC Bank, SBI, Axis Bank, ICICI Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.

Lending partners on CRED:

IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Newtap Finance Pvt. Ltd.

Contact us

Have things on your mind? Don’t keep it to yourself. Contact us at [e-mail].

Do a UPI money transfer, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.

Ratings and reviews

Only good thing about this app that you can manage your credit card payments on a single platform. Rest everything is pointless. The rewards they offer are useless and pointless I have been offered an Audible subscription for 3 months about 15 times roughly. They fool you in name of cashback... you can only get them through that reward game and that also deducts your cred coins on every turn. Aside from the payment gateway everything else is just a Ponzi scheme.

Got some vouchers by redeeming some coins. I always thought they were useless and I should have continued with that thought. One day I was stupid enough to place some orders, although the vouchers made the cart value zero but there was a "shipping fee". Needless to say those orders never came, no order confirmation, no email, no record on the app either. Nice scheme.

Initially I got a good amount of cashback but after some time it reduced drastically. At once I got nearly 1 or 2 Rs on paying bills of large amounts. Once on myntra there was an offer of cash back up to Rs 500 but they gave me only 1Rs, which is not justified. I could have chosen other methods where there was assured cashback. So use this app for 1 month and deactivate. It's simply a waste of time. You will never get a good offer, they give offers on very cheap products with large amount

What’s new

Cleopatra lived closer in time to the iPhone's invention than to the construction of the pyramids.

turns out, time is shaped by perception as much as by science.

just ask our developers. weeks feel like hours and hours feel like minutes when they're perfecting an update for you.

here's the result: a sharper, faster, smoother version of CRED, ready to go down in history.