Kuvera: Mutual Funds & SIP App

4.2
18K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Kuvera by CRED - Direct Mutual Funds (MFs) & SIP Investment App

Kuvera is now Kuvera by CRED. The same trusted platform for direct mutual fund investing, now with more tools to help you invest smarter.

INVEST IN 5000+ DIRECT MUTUAL FUNDS
- Start a SIP or invest lump sum in 5000+ direct mutual fund plans from all AMCs - SBI, ICICI Prudential, HDFC, Nippon India, Kotak, Quant, Aditya Birla Sun Life, Axis, Mirae Asset & more
- Equity, Debt, Hybrid, Index Funds, Balanced Funds, Fund of Funds
- Pay zero commission. Invest directly with AMCs, in your name
- Switch from regular to direct mutual fund plans for free - earn up to 1.5% higher returns
- Your mutual fund central - one mutual fund tracker for every AMC, every SIP, and every fund you hold.

SURPLUS - YOUR IDLE MONEY EARNS MORE
Cash sitting idle earns little. Surplus moves it into liquid mutual funds so it earns more while you decide what to do next.
- Instant redemption up to ₹4 lakhs per day
- SEBI caps instant redemption per fund at ₹50,000 or 90% of invested amount, whichever is lower

UNDERSTAND HOW YOU INVEST - NOT JUST WHAT
- Discipline - Track your consistency in entries, exits, and SIP behaviour
- Allocation - Monitor concentration across asset classes and sectors
- Performance - Compare your returns against custom benchmarks

SAVE TAX. PLAN SMARTER.
- Save tax with ELSS mutual funds under Section 80C
- Save up to ₹10,000 in LTCG taxes every FY with Tax Harvesting
- Save 35% over 20 years by investing in direct mutual funds vs regular plans

INVEST IN GOLD MUTUAL FUNDS
- Invest in digital gold mutual funds safely and seamlessly
- Diversify your portfolio with gold as an asset class

COMPARE & RESEARCH FUNDS
- Compare funds against Nifty 50, Nifty Next 50, Nifty MidCap 100, Nifty SmallCap 100
- Most bought, most sold & most watchlisted mutual funds and SIPs
- Full capital gains and ELSS transaction reports

PORTFOLIO & GOAL PLANNING
- Track your mutual fund portfolio in one place.
- Set financial goals - home, retirement, child's education
- Family account - manage investments for spouse and parents under one login
- Import all external investments via CAS (Consolidated Account Statement)

IN SAFE HANDS
Your mutual fund units are held directly with AMCs in your name
- 128-bit bank-grade encryption
- ISO/IEC 27001:2013 certified
- SEBI Registered Investment Advisor - INA200005166

Need help? Write to us at help@kuvera.in

AREVUK Advisory Services Pvt Ltd | SEBI Registration No. INA200005166

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance or assurance of returns.
Updated on
Jul 2, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Personal info, App info and performance, and Device or other IDs
This app may collect these data types
Personal info and App activity
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
17.9K reviews
Sarvoday Kumar
July 1, 2026
I have been using this platform and the mobile app for more than 4 yrs now and am impressed with how they have been evolving the platform (dashboards, reporting, ease of use, MF analysis and reviews, portfolio analysis, tax harvesting tips etc). They are also open to feedback. Most importantly, allows you to invest in direct funds, import old investments and track them within the platform and also manage family accounts under one login. I am a happy investor with Kuvera!
Did you find this helpful?
Dreamplug Technologies Private Limited
July 1, 2026
Thank you so much for your feedback.
hareesh reddy
June 7, 2026
This is an absolute non-starter of an app. I downloaded it but am completely unable to complete the registration or sign-up process. I tried uninstalling and reinstalling to see if it would fix the issue, but the exact same problem is still present. ​On top of that, you can't even bypass the issue by signing up on a web browser because it forces you to use the app to register—and the app simply isn't working. It really can't get more frustrating than being locked out from even starting.
9 people found this review helpful
Did you find this helpful?
Dreamplug Technologies Private Limited
June 7, 2026
Hi hareesh, We regret the inconvenience you had to face. For better assistance, please share your information with help@kuvera.in. We will be happy to assist you.
Sougata Som
April 15, 2026
The original Kuvera was perfect. The takeover by Cred has completely ruined it. Useful data that were visible at one glance are now completely removed or need several taps to access and even then it's not the same thing because you can't compare it with other data. Fonts are ridiculously tiny and every page is mostly whitespace. Utility has gone out the window.
30 people found this review helpful
Did you find this helpful?
Dreamplug Technologies Private Limited
April 16, 2026
Thanks for the feedback! We appreciate your thoughts on the design and will pass this along to our product team as we continue to enhance the experience.

What’s new

Kuvera by CRED — New identity, same foundation
Surplus — Move idle cash to liquid funds. Instant redemption up to 4 lakhs per day. SEBI limits per fund (₹50,000 or 90%, whichever is lower).
Insights — Get timely signals across your portfolio.
DAP — Discipline: Consistency | Allocation: Spread | Performance: Returns vs benchmarks
Payments Faster, simpler transactions.
Support help@kuvera.in
Investments are subject to market risks. Read all scheme related documents carefully before investing.
Content rating
Everyone
Learn more

App support

About the developer
Dreamplug Technologies Private Limited
support@cred.club
CRED, No. 769 and 770, 100 Feet Road 12th Main, HAL 2nd Stage, Indiranagar, Bengaluru, Karnataka 560030 India
+91 80 6220 9150

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