Kuvera: Mutual Funds & SIP App

Dreamplug Technologies Private Limited

About this app

Kuvera by CRED is a Direct Mutual Fund and SIP investment app that also works as your mutual fund tracker and mutual fund central - invest, compare, and manage every mutual fund investment from one place.

Kuvera is now Kuvera by CRED - the same trusted direct mutual fund app, with more tools to invest smarter. Earn up to 2.5% more, invest in FDs without lock-in, and access up to ₹4 lakhs instantly through Liquid Funds.

Invest App For 5000+ Direct Mutual Funds:
Start a SIP or invest lump sum in 5000+ direct mutual fund plans from every AMC - compare SBI Mutual Fund, Kotak Mutual Fund, Nippon India Mutual Fund, Motilal Oswal Mutual Fund, ICICI Prudential, HDFC, Quant Mutual Fund, Aditya Birla Sun Life, Axis, Mirae Asset & more, all from your mutual funds mobile app

Explore every type of mutual fund - Equity Mutual Funds, Debt Funds, Hybrid Funds, Index Funds, Passive Funds, Balanced Funds, and Fund of Funds
Pay zero commission. Invest directly with AMCs, in your name
Switch from regular mutual funds to direct mutual fund plans for free - earn up to 1.5% higher returns

Your mutual fund central - one MF tracker for every AMC, every SIP, and every fund you hold, including your Liquid MFs

Calculate Your SIP in Seconds:
Use the built-in SIP calculator to calculate SIP returns before you invest, or step up an existing SIP

See projected returns instantly as you calculate SIP amounts across fund categories

Surplus - Your Idle Money Earns More:
Cash sitting idle earns little. Surplus moves it into liquid mutual funds so it earns more while you decide what to do next.

Instant redemption up to ₹4 lakhs per day
SEBI caps instant redemption per fund at ₹50,000 or 90% of invested amount, whichever is lower

A Smarter Alternative To Fixed Deposits:
Looking for an FD alternative? Surplus works like fixed deposit plans, minus the lock-in

Compare FD returns against liquid mutual funds and see why they can be a better alternative to FD

Understand How You Invest - Not Just What
Discipline - Track your consistency in entries, exits, and SIP behaviour
Allocation - Monitor concentration across asset classes and sectors
Performance - Compare your returns against custom benchmarks

Save Tax, Plan Smarter:
Save tax with ELSS mutual funds under Section 80C - a smart tax saving investment in India
Save up to ₹10,000 in capital gains tax every FY with Tax Harvesting
Save 35% over 20 years by investing in direct mutual funds vs regular plans

Invest in Gold Mutual Funds:
Invest in gold mutual funds safely and seamlessly, without the hassle of storing physical gold
Diversify your portfolio with gold as an asset class alongside your equity and debt mutual funds

Compare & Research Funds:
One of the best mutual fund apps in India - track fund performance on Indian mutual funds and find the best performing, top mutual funds to invest in
Compare funds against Nifty 50, Nifty Next 50, Nifty MidCap 100, Nifty SmallCap 100
Most bought, most sold & most watchlisted mutual funds and SIPs
Full capital gains and ELSS transaction reports

Portfolio & Goal Planning:
Track your mutual fund portfolio in one place
Set financial goals - home, retirement funds, child's education
Family account - manage investments for spouse and parents under one login
Import all external investments via CAS (Consolidated Account Statement)
IN SAFE HANDS Your mutual fund units are held directly with AMCs in your name

128-bit bank-grade encryption
ISO/IEC 27001:2013 certified
SEBI Registered Investment Advisor - INA200005166
Need help? Write to us at [e-mail]

AREVUK Advisory Services Pvt Ltd | SEBI Registration No. INA200005166

Disclaimer: Mutual Fund investments are subject to market risks. Read all scheme related documents carefully before investing. Registration granted by SEBI and certification from NISM in no way guarantee performance or assurance of returns.

Ratings and reviews

I have been using kuvera for the last 5 years and it was a perfect, user friendly and useful Ul until the Cred update came. Now I cannot find anything at hand. Need a lot of searching and still a lot of information is no more. Can't see all funds of a category at a glance, the comparison graph is gone, managed account feature is no more and so many convenient things are gone. Time to switch to a new app.

This is the platform I chose and was satisfied with, but I am really regretting after using their Savesmart scheme instead of regular FD as I am trying from past week to redeem it but not able to do so. Everytime technical failure!! What's the use of having an investment when you can't use it ??and it was advertised as better than FD and is easily accessible. But I guess it's not. So guys don't ever invest in App's Savesmart scheme as these people are of no help and would not resolve the issues.

I have been a Kuvera user for a very long time. It did what I needed, simple clean interface, easy to buy, redeem, setup a SIP, modify SIP, and get an overview of the portfolio. After it was taken over by CRED, it is trying to do a lot of things that I do not need. The login has become complicated. it's forcing me to accept WhatsApp updates at every login attempt. the interface is full of options, which is the antithesis of a simple, clean. easy to use app.

What’s new

Kuvera by CRED — New identity, same foundation
Surplus — Move idle cash to liquid funds. Instant redemption up to 4 lakhs per day. SEBI limits per fund (₹50,000 or 90%, whichever is lower).
Insights — Get timely signals across your portfolio.
DAP — Discipline: Consistency | Allocation: Spread | Performance: Returns vs benchmarks
Payments Faster, simpler transactions.
Support [e-mail]
Investments are subject to market risks. Read all scheme related documents carefully before investing.