iCreditWorks

iCreditWorks

About this app

Introducing an awesome new way to apply for financing* with affordable interest rates and low monthly payments—right from your phone! iCreditWorks provides access to only responsible credit options—simple installment loans with full transparency and a clear path to repayment. Get a credit decision in seconds, select the best loan option for you, and start treatment.

Biometric identity validation is integrated in the iCreditWorks App to keep you safe from potential identity theft or fraud. A fully integrated SecureSign solution ensures all documents are secure within the App.

The iCreditWorks App is based on common sense, and the entire financing process is that simple. Manage all aspects of your iCreditWorks account, anytime and anywhere; your loan amount, balance, and payments are always available with a single tap. You’ll maintain control over your account, 24/7, and right where you want it most. And as a member of the iCreditWorks community, you’ll have access to educational resources that promote financial health.

App MetaData / Information for Personal Loans
Installment loans through iCreditWorks range from $200 to $25,000 and feature fixed rate APRs** of 0% to 35.99% for treatment by affiliated (“In-Network”) providers. For treatment by non-affiliated (“Out-of-Network”) providers, installment loans through iCreditWorks range from $1,000 to $7,500, feature APRs of 0% to 35.99%, and are funded through a single-use Virtual Card.

Loan terms range from 6 to 60 months, and lowest rates require AutoPay. Funds are paid directly to the provider.

For example, if you receive a $3,000 loan with a 36-month term and a 11.49% APR, when treatment begins your provider will be paid and you would have a required monthly payment of $98.91. Over the life of the loan, your payments would total $3,560.76. The APR on your loan may vary based on your credit profile. Actual loan rates may depend on credit score, income, credit usage, loan term, and other factors. Late payments or subsequent charges and fees may increase the cost of your fixed rate loan. There is no fee or penalty for repaying your loan early.

*All loans issued by WebBank
**Annual Percentage Rates

Ratings and reviews

I like the app. but I will say its very annoying when every time you open this app you have to update it.... even if you close out and go back into it not even a few moments later....

05/18/24 App bugs out and crashes every time I try to make a payment. Literally the one thing I need it for, it refuses to do. Should have just gone through my own bank for this. 06/16/24 They responded to my last review and did seem to fix the issue I brought up. Until it started having the same issues again. Clearly they don't really care if the app works smoothly or not.

easy app. pays more as you go no interest. perfect

What’s new

Now you can:
See how much you qualify for & estimate your monthly payments
Check loan options, with no impact on your credit
Access a broad suite of “Point-of-Sale” financing products through iCreditWorks
Use the iCreditWorks Virtual Card to pay your dentist
Search national database of iCreditWorks-qualified dentists
Set up AutoPay for on-time, worry-free payments
Pay your dentists securely via location geofencing