Klutch Card

Klutch Technologies Inc.

About this app

Klutch is the first smart credit card that puts information, control and customization in your hands.

Use the Klutch App to automate your finances and life, save and spend smarter. Install the features you like to make Klutch work for you. New features are added every week. Features created by the Klutch team are all open source.

TRACK & CONTROL YOUR FINANCES
- Create monthly budgets
- Quickly analyze spending based on your custom categories
- Track your balance and limits at a glance
- Manage and cancel unwanted subscriptions

PROTECT YOURSELF WITH UNLIMITED CARDS
- Create cards for categories and merchants
- Shield your true financial information with single-use cards to protect you from card theft and fraud
- Easily lock, unlock and close Klutch cards with one click
- Pay with enhanced security and privacy anywhere (in person and online)

CUSTOMIZE YOUR EXPERIENCE
- Automatically update your Google Sheets with our real time integration
- Save time with customized rules using If/Then statements
- Control how and when you pay off your balance
- Set customized spending limits to prevent overcharging and hidden charges


Klutch Credit Card
- No Annual Fee
- 1% Cash Back + up to 6% Cash Back on selected transactions*
- Up to 18% APR
- No foreign transaction fees
- Flexible spending limit

Klutch is a financial technology company. Banking services provided by Evolve Bank and Trust. 650+ credit score and other considerations required for credit approval.

*Klutch runs limited-time promotions with additional cash back on eligible purchases made using your Klutch Card. Select offers will receive the standard 1% cash back automatically plus the bonus cash back on eligible purchases during the offer period. Please see individual offers for specific terms.

Ratings and reviews

The app seems to do what it says, which is provide temp or limited charge use cards. The main problem I have is there is no web interface. Managing money on multiple accounts from a phone is difficult and somewhat problematic. And without a web app, I must manually copy cc numbers to my main computer in order to buy things, which causes errors. Additionally, the phone app paradigm is somewhat unusual making it somewhat awkward to use.

I really wanted to love Klutch because it promised convenience and safety, but stay away. The customer service experience has been terrible. The app breaks constantly & disputing a bad txn is near impossible and is over email; don't expect to get your money back & you won't know why. I suggested I may want to close my account if their CS won't help resolve my issue. They went ahead and closed my account irreversibly without even trying to help. Bunch of amateurs running a financial biz... Nope.

This card is what the Apple card should have been! I can add on apps for mini apps as they call them "a la carte". Finally I make the card do what I want it to do and I don’t need to waste my time because they have all these automations I use.