Dhani: UPI, Cards & Bills

Dhani Services Limited

About this app

Dhani app is your one-stop app for managing your everyday financial needs. Send and receive money instantly using your UPI ID, pay all your bills conveniently in one place, and earn exciting cashback and rewards on every transaction. You can also apply for instant personal loans and subscribe to your very own Prepaid RuPay card.

Key Features:

- Seamless UPI Payments
Transfer money instantly and securely to anyone using their UPI ID or QR code.

- Effortless Bill Payments
Pay your electricity, water, gas, mobile, DTH, credit card, loan EMI bills and more in just a few clicks.

- Instant Personal Loans
Apply for quick and hassle-free personal loans through a 100% digital process with minimal documentation.

Current personal loans are offered by our lending partners.

Loan details:
Loan Amount: ₹50,000 to ₹15,00,000
Interest Rate: Starting from 12.65% per annum
Loan Tenure: 12 to 84 months

Representative Example:
For a ₹1,00,000 loan at 15% p.a. for 3 years, the EMI is ₹3,467.
Final terms may vary based on credit assessment.

- Rewarding Experience
Earn cashback and Dhani Coins on every transaction to help you save more.

- Secure and Reliable
Enjoy the peace of mind of using a secure, RBI-approved platform.

- RuPay Card
Get your own RuPay Prepaid card for out-of-app transactions.


“Dhani” app is owned by Dhani Services Limited.
The loan/credit facility provided through the Dhani app has been sourced by the below RBI-registered NBFCs:
Dhani Loans and Services Limited
Poonawalla Fincorp Limited

Ratings and reviews

Had seen negative reviews. Didn't believe until I experienced by myself. There are lots limits on where you pay and how you pay. Looks attractive only to get deceived. Monthly subscription fees is way too high. On the top of that you end up paying processing charges for most transactions. Take my word. Just don't fall into this trap. Instead go for a regular credit card.

1st of all. I don't want to give them a single raiting. They are just like invisible man after you purchase services. I want to confirm that to all peoples I had added money in this app after all verification and when goes to trasfer on my account then amount was transferred but that amount doesn't come in my account. I was waiting since 24 hrs. They are not even pickup calls and when I call the customer support the number was getting wrong or switch off. Uff it's discusting. I'm judge now see.

It's a fraud app. Whover is getting the problem of crash, it's not a problem. They have blocked your account. My account was blocked without any reason, I provided every documents through email and finally it got unlocked. It asked me to pay my dues and too advance 2 month charges. Right after I paid, I get a message that it's blocked again. Please don't use this app, they offer false commitment and will earn few hundred rupees from you

What’s new

With this new update, we have improved our app design and fixed minor bugs. Upgrade your app and avail the latest offers.