KB Pay

KB국민카드

About this app

■ KB Kookmin Card, assets, and life (shopping/travel) with just KB Pay
· Payment amount inquiry, immediate payment, finance (loan), card issuance, payment service, etc.
· Now try all KB Kookmin Card services in one KB Pay app

■ Plus (Home)
· Random point rewards once a day (attendance check), random point rewards when paying with KB Pay (Kuniverse)
· Customized events and affiliated events at a glance

■ assets
· By connecting your financial assets, you can more easily view and manage your assets and consumption.
· You can also manage simple remittances (10 times free) based on open banking and credit scores, cars, public information, etc.
· Have a convenient trip with foreign currency exchange service with no exchange fee

■ Payment
· Cards are basic! Register your bank account, gift certificate, and pointer to pay as easily as with a card.
· Check usage history, financial history, and automatic payment through the timeline.
· Manage your spending rationally through instant payment, Dutch pay, memo writing functions, etc. that appear when you click on your usage history.

■ Shopping/Travel
· Enjoy shopping specials and wish items (limited quantities) every day.
· Flight (ticketing fee

■ card
· All menus used in the KB Kookmin Card app can be viewed at once in KB Pay
· Card usage history inquiry, immediate payment, financial services, automatic payment, etc.

■ Provides mobile transportation card function
· Can be used on buses and subways nationwide.
· If the user agrees to sign up for or use mobile transportation services, the mobile phone number, USIM identification number, name, gender, date of birth, and CI value will be provided to Mobile Joy Co., Ltd. and Mybee Co., Ltd.


■ Please check again
· You can sign up using your own name or a mobile phone number registered with our company.
· For safe financial transactions, we recommend updating to the latest version.
· Avoid using wireless LAN (Wi-Fi) whose source and security settings are unclear.
· Please use a mobile communication network.
· It cannot be used on terminals that have been arbitrarily modified, such as jailbroken or rooted.
· Fees may apply when downloading/using apps using data.

■ Request minimum permissions for convenient use
[essential]
· Phone: USIM phone number verification for KB Pay membership registration and mobile transportation service subscription
※Collected and shared data: Mobile phone number. USIM unique number. Name, gender, date of birth, CI value
· Storage space: Save app content
※ Skp_skt_SDK provides information collected by Mobile Joy Co., Ltd. and Mybee Co., Ltd. after agreeing to personal information when signing up for a mobile transportation card within KB Pay.

[select]
· Camera: KB Pay payment, QR code shooting for authentication, card registration
· Notification: Receive PUSH notification message
· Biometric information: Authentication at the time of payment and additional authentication method for service use
· Location information: Providing location-based benefit information
· Address book: Domestic contact information remittance
· Display on top of other apps: When using the Edge Panel function
* Access to selected items is used to provide better service to customers. Even if you do not allow it, you can use the app other than the corresponding function.
* Access permission settings can be changed in the [Settings>KB Pay] menu.

■ KB Pay listens to our customers
· You can receive detailed guidance through various channels.
· KB Kookmin Card website (www.kbcard.com)
· KB Kookmin Card Call Center (1588-1688)
· KB Pay app dedicated call center (1644-9311)

Ratings and reviews

This app is not user-friendly. It does not allow you to change any language settings (I may stand to be corrected) and is unnecessarily convoluted. If it was translatable, it may have provided a better user experience; however, it is not designed for foreign usage or standard banking actions and practices from international markets. The in person bank experience is 5 star. The only letdown to the company is the software interfaces of their provided apps...

From my experience, i can say this app is pretty straightforward and easy to use. You can upload all your bank cards to this app and make payments online & offline; super handy! There are also daily, weekly and monthly offers and events available, which you need to join/parcitipate to earn points. (These points can then be redeemed). I highly recommend this app so go ahead and download it.

While this app is required by KB bank, non Korean speaking customers will find it a challenge. You will not be able to make some online purchases without this app working correctly. To get the app working you will need to contact KB customer support (English) or, you may have some luck using Google translate. I would suggest just calling the customer support. The bank does not support other languages very well. As evidence, take a look at the responses to English reviews.

What's new

· 결재 수단 및 결제방법 화면 개선
· 기타 사용자 편의성 개선