ZK Pesa- Instant Loan Solution

4.0
311K reviews
1M+
Downloads
Content rating
Everyone
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

🌟 What Makes ZK Pesa Stand Out?
ZK Pesa offers quick and hassle-free cash loans tailored to meet the needs of Kenya's dynamic market. With our streamlined process, borrowers can access funds swiftly to address their financial requirements. Simply provide your M-Pesa account details, and enjoy the convenience of instant cash loans at your fingertips. Our commitment to transparency and customer satisfaction sets us apart, ensuring a reliable and trustworthy lending experience. Experience the convenience of ZK Pesa for all your cash loan needs in Kenya.

šŸ’” How to Tap into the Benefits?
1. Get started with your Kenya phone number and embark on your financial journey.
2. Fill in your basic details and let us take care of the rest.
3. Watch as your loan swiftly lands in your designated account.
4. Stay ahead of the game by making timely repayments and watching your credit score soar.

šŸ’Ŗ Join Our League of Loan Warriors!
1. Age must be 18 years and above.
2. Employed/self-employed with a stable income.
3. Possess a mobile phone number with a mobile money wallet.
4. Must hold a national identity card.

šŸ’° Insider Insights into Loans:
- Loan Amount: From Ksh 2,000 to Ksh 40,000
- Minimum Loan Repayment Period: 91 days including loan extension
- Maximum Loan Repayment Period: 365 days including loan extension
- Maximum APR: 36%
- Minimum APR: 12%
- Service Fee = Ksh 0

šŸ’” Tips: Your credit limit and annual percentage rate (APR) are determined by our credit scoring system and will not exceed the APR range mentioned above. Your responsible repayment behavior will increase your credit limit and qualify you for lower interest rates.

šŸ“Š Dive into the Numbers with a Loan Example:
- Loan Amount = Ksh 5,000
- Loan Period = 121 days
- Service Fee = Ksh 0
- Annual Interest Rate = 18.1%
- Total Interest = Ksh 5,000 * 18.1% * 121/365 = Ksh 300
- Total Repayment Amount = Ksh 5,000 + Ksh 300 = Ksh 5,300

🌐 More Than Just Loans - We're Your Financial Partner!
ZK Pesa is here to empower you on your financial journey. With no collateral needed, a seamless online process, lightning-fast approvals, and top-notch security, we've got you covered.

šŸ” Questions? We're Here to Help!
Have queries about our loan process? Reach out anytime, and we'll guide you through every step.

Ready to take control of your finances? Let ZK Pesa lead the way! 🌟
Contact Us: +254 207905106
If you have any questions, please feel free to contact us. We will get back to you within three working days.
- Email: customersupport@zkpesa.com
- Office Hours: Monday to Saturday, 8 AM to 5 PM
- Official Website: https://web.zkpesa.com
- Address: 60 Peponi Rd, Nairobi, Kenya

šŸ’”ZK Pesa – Your Gateway to Financial Freedom!
Updated on
Sep 2, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Photos and videos
This app may collect these data types
Personal info, Financial info and 7 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
309K reviews
Antony Kimathi
September 11, 2025
Zk pesa is a very good loan app for business boost loans,since it gives good interest loans that are favourable to business needs.They got good interest systems and loan disbursement is done few minutes after completion of application.Get zk pesa app on playstore and apply the loan
21 people found this review helpful
Chapeo Capital Limited
September 12, 2025
Hello customer, thank you very much for your feedback, we are happy that you enjoyed a smooth user experience while using our app. We focus on every customer's feedback and will continue to put the customer first ! Thank you for choosing our ZKPesa app cash!
daniel kiragu
September 2, 2025
I have had pompt financial assistance from this mobile lender. My problems encountered are numerous calls and sms before the loan repayment day, the interest rates are somewhat high. I would recommend this app to many people if you work on the above issues.
95 people found this review helpful
Chapeo Capital Limited
September 2, 2025
Hello customer, Thank you for your feedback. Your satisfaction is important to us and we want to help you effectively. Please contact our customer service at 0207905106 or email customersupport@zkpesa.com so that we can deal with you in a timely manner, thank you!
Mwenda Aciita
August 19, 2025
ZK Pesa app is the best loan app that gives business loans that are helpful to business people.Zk pesa got a good loan interest platform that is customer friendly,I have heard from several people that ZK Pesa loan app has been important to them beneficially thus boosting their businesses..I believe ZK is the best loan app to use
153 people found this review helpful
Chapeo Capital Limited
August 20, 2025
Hello customer, thank you very much for your feedback, we are happy that you enjoyed a smooth user experience while using our app. We focus on every customer's feedback and will continue to put the customer first ! Thank you for choosing our Zkpesa cash!

What’s new

Update the Privacy Policy and Permissions Statement