Sparkle - a Lifestyle Bank

Sparkle Nigeria

About this app

Do you want to Sparkle?​

Sparkle is a digital bank that gives you the freedom to do what you want to do, when you want to do it. Download Sparkle now and join over 150,000 sparkling users across Nigeria.​ Join the mobile banking revolution, send and receive money right away. Open a personal account or a business account in a few easy steps.

Why you should use Sparkle as your bank?​

FREEDOM
~Open an account in minutes
​Get started with a personal or business account in 3 minutes with zero documentation. That’s right, 3 minutes or even less! Set your timer and see for yourself.​ No more problems when it’s time to send and receive money.

~Make faster money transfers ​to your account
Send and receive money from other Sparklers and from over 70 Nigerian banks at lightning speed and lower fees.​ Sparkle is the fastest bank around.

~Earn redeemable points when you pay bills ​with your new bank
DSTV, Cable TV, Internet subscription, airtime, EKEDC and more. Sparkle makes it easy to pay and schedule recurring payments, so you’re never cut off and you earn rewards!

~Sparkling discounts ​
Enjoy a life full of discounts. Get 5 -15% off your bills at your favorite places and on your favorite things when you pay with your Sparkle card.​ Forget the other banking services and start sparkling.

~Send money privately ​
With our SparklePay Private feature, you can keep your identity hidden when you transfer money or donate to a cause.​

~Smash your financial goals with Sparkle Stash ​
Sparkle helps you save money for your personal and business goals with 3 different savings options; Save as you like, Save by a percentage and Save with interest.​
​
~Be in control of your bank Card ​
Get a colourful virtual/physical debit card for cash withdrawals, online payments, discounts at our partner locations and any other bank related service you might need. You are in full control of your Sparkle card; request a card from home, easily block your card if stolen or lost, set transaction limit to control your spending.​


SIMPLICITY​

~Send money without an account number ​
Don’t have their account number? No worries! Use Sparkle’s payment link to send money to just about anyone via chat or DM.​

~Request money without the awkward conversation ​
No need to have long conversations when you need money or want someone to pay you back. Use Sparkle’s Request Money feature to ask for money in a fun and simple way.​

~Split Bills Easily ​
After a fun night with your buddies, use Sparkle Split Bill feature to split the bill so everyone can easily pay you.​

TRANSPARENCY

~See a breakdown of your finances ​
Easily keep track of what you spend, how you spend and when. You also get to know which habit you feed the most and so much more.​

~No hidden charges or unnecessary bank fees ​
Get clear banking transaction notifications and no unexplained deductions from your account.​

TRUST

~24/7 Customer Service Support ​
Need support? You can count on Indy, our intelligent and friendly chat bot to help resolve any complaints you may have.
​
~Safe Banking ​
- Sparkle is licensed by the CBN​
- Your money is insured by the NDIC​
- We're partnered with global brands like PWC and Visa​

SPARKLE BUSINESS - your business and banking, all in one app​

- Open a bank account in your business name in minutes with zero documentation ​

- Register your business from the comfort of your mobile device​

- Seamlessly manage your daily business admin with in-built Inventory, Payroll, Invoicing, and Customer Management tools. ​

- No more problems with paying your taxes. Sparkle Business tax feature automatically does your tax calculations, deductions and payments for you.​

- Easily switch between your personal and business account in one click​
​
Join over 150,000 Sparklers and enjoy great rewards for spending and saving.​

Move to Sparkle in 3 Steps​
1. Download the app and open an account​
2. Fund your account​
3. Start transacting and earning rewards ​
​
Download Sparkle Now!​

Ratings and reviews

My experience with this App is the worst I've ever imagined. First, sparkle is unable to verify my address multiple occasions, which I found strange. Secondly, the app does not sign me in, it rolls endlessly for more than one week even after multiple reinstallations. I have written, yet no feedback.

I'm only giving a one star because I can't give half. There's nothing user friendly about your app. Why will I open an application and for over ten minutes I'm not logged into my account yet?! You people need to do better a fintech because minus managing people's money you should have a stable app and not this embarrassing thing

the app is very good but my problem is that to order the item card to kwara state is not there please take note of that I need an A T M and I didn't have anyone at Lagos on like opay palmpay even V Bank they can deliver your ATM card for you please take note

What’s new

Release Note
New in This Release
Added a KYC update screen for improved compliance.
Introduced OTP phone verification before loan acceptance.
Loan terms can now only be accepted after successful OTP verification.
Why This Matters
Enhances security, ensures compliance, and creates a smoother, safer loan process for customers.