Discovery Insure

Discovery Limited

About this app

Discovery Insure offers car insurance that rewards good driving.

Through our smartphone-enabled DQ-Track, which incorporates the Discovery Insure app and our Vitality Drive telematics device, Discovery Insure clients get real-time feedback on their driving behaviour, as well as other innovative features. Drive well to get up to R1,500 in fuel rewards every month.

To start earning your monthly fuel rewards, you must install a telematics device and link it to the Discovery Insure app. Then, activate your Vitality Drive card through our Discovery Insure app and swipe it whenever you fill up at BP or Shell. You can also get rewards on your Gautrain spend when you link your Gautrain at www.discovery.co.za.

Note: The Discovery Insure app uses location services. When you are not driving, it does not use GPS. It uses battery-efficient methods to automatically determine the start of a trip and stops detailed monitoring soon after a trip ends. The app is aware of your battery life and will not start monitoring a drive if the battery is low. Although the app has been designed to use your phone’s sensors in a battery-efficient way, running the app without a charger on long trips may drain the battery.

Discovery Insure Limited is a licensed non-life insurer and an authorised financial services provider. Registration number: 2009/011882/06. Product rules, terms and conditions apply. Full product details, including limits, can be found on our website, www.discovery.co.za, or you can call 0860 000 628.

Ratings and reviews

This app is dreadful. Only one driver per car. Keeps complaining about phone settings. Everything must be on all the time - Bluetooth, GPS, mobile data, the lot. No power saving mode either, that is forbidden. To make it worse, the in car device is not really a proper tracker. At this I am stage I am so fed up that I am willing to change insurers just to get this nonsense off my phone and out of my life. The only setting that will improve it is uninstall.

I am YET AGAIN disappointed and annoyed by this app. Most recent issue I just discovered, is that for the last 2 weeks, trips where I selected I was the passenger on the Insure app, did not pull through as such to the banking app. So that means I've been losing hundreds of points in certain trips for phone motion, yet I did update that I was the passenger.

That app works quite well, however, my biggest concern is how incredibly sensitive the scoring is. The slightest turn or braking often results in penalties for "severe braking" or "severe cornering". It feels like it's designed to deduct as many points as possible.

What’s new

We've made some exciting updates to enhance your experience! This version includes key technology updates, better integration with other services, a refreshed look, bug fixes and other small improvements.