NEKO: Budget & Bill Tracker

Contains adsIn-app purchases
4.6
3.02K reviews
100K+
Downloads
Content rating
Everyone
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About this app

NEKO: Budget & Bill Tracker helps you organise your bill payments, spending and income in a calendar with account balance forecasts and bill due date reminders, so you stay on top of your finances.

NEKO: Budget & Bill Tracker includes great features like:

Safe to Spend
The Safe to Spend calculator makes budgeting easier and helps you avoid overspending. It takes into account your upcoming bills, expenses, credit card payments and transfers – all based on your current account balance and income. It tells you how much money you can safely spend on a given day without coming up short when it’s time to pay a bill.

Calendar
The calendar is the ultimate bill payment organiser. It helps you see what bills are coming up and line them up with your paydays, so you can manage your money and transactions smoothly. Tap on any future date to view your projected balance, projected income and projected expenses. No more last-minute surprises – you’ll know ahead of time when to transfer funds.

Easy Expense Tracking
NEKO: Budget & Bill Tracker lets you log your expenses and categorise them to better understand your spending habits. Stay on top of your budget and find ways to save more.

Stay on Budget
Set a monthly budget, apply spending limits by category and use insightful charts to compare your cash flow, income, expenses and bill payments. It’s all about avoiding overspending and sticking to your plan.

Income Management
Track your earnings and manage multiple income sources with ease. NEKO: Budget & Bill Tracker helps you plan your spending, save more and stay financially healthy.

Bill Payment Organiser
Never miss a due date or get stung with a late fee again.

NEKO sends you reminders for upcoming bills so you can stay on top of your payments. Organise everything in the calendar, track each bill, and get notified when it’s time to pay.

Insights with Helpful Reports
Get a clear picture of your finances with detailed reports. Analyse your spending, savings, and overall money habits to make smart decisions and take control of your financial future.

• Cash flow
• Spending by Category
• Spending History
• Income by Category
• Income History
• Credit Card Insights

Credit Card Management
Manage all your credit cards in one place. Track due dates, payments, spending and instalments.

NEKO: Budget & Bill Tracker creates a personalised payment schedule based on your credit card’s due date, statement closing date and spending. It works out how much you need to pay to avoid interest and when to pay it.

Easily track your credit card instalment purchases with NEKO. The app automatically includes your instalment payments in your monthly credit card balance, so you always know how much you owe and can pay off your debt with confidence.

Currency Support
NEKO: Budget & Bill Tracker supports multiple currencies, making it easy to manage your money – wherever you are.

NEKO: Budget & Bill Tracker is the perfect money management tool to help you build strong habits around budgeting, tracking bills and staying in control of your spending. It shows you exactly how much you’ve got left after covering your bills – so you can save, spend or relax, knowing your money’s under control.
Updated on
21 Oct 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, App activity and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.6
2.95K reviews
Carlos A
11 September 2023
Free version: great app. I can input all my accounts here without actually linking then. You do so manually. Set up all your bills and transfers and it can track what you should be saving each month and compare to you actual balance to see where you are spending extra money you didn't plan. Bills can be set to autopay but currently does not work. Not a big deal if you remember to come on and just mark it paid. Just annoying of you forget , it deletes it the day after.
9 people found this review helpful
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Tuxedo Lab LLC
19 September 2023
Hi Carlos, I just fixed the autopay feature, I apologize for the inconvenience. Thanks for your review and for using my app! Julio
L. Williams
28 October 2023
OK, I was comfortable with a few checkbook apps. One that's no longer available and Checkbook by Polycent. I DID NOT want to change programs!!! I hate change. I downloaded and paid for this one on a whim..... I FREAKING LOVE THIS APP. took me about a week to get use to how it worked. Once I got it and entered all of my information into it I was hooked. All of my info in one app is priceless.
15 people found this review helpful
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Tuxedo Lab LLC
9 November 2023
That's an awesome review, Tanie! It made my day and motivated me even more to continue improving the app, thank you so much!
Heather Clark
21 January 2024
I've been using Prism for years. When I found out it was no longer going to be running, I panicked and started looking for an alternative. I tried 5 others before I found Paycheck Buddy. It's a great app and actually does some things better than Prism. It's time consuming to setup and not always intuitive but once I got the hang of using inputting info, it was a breeze.
10 people found this review helpful
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What's new

NEW!
- "Import transactions" — Now you can import transactions using a bank statement or a spreadsheet.

Fixes
- Fixed currency format for Nicaragua