4.0
186 reviews
10K+
Downloads
Content rating
Everyone
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About this app

Imagine a world where you can access and withdraw your pay whenever you want, directly into your bank account within minutes, in just a few taps. You no longer have to wait till the end of the month, borrow from friends or take high-interest loans just to get cash. Sounds good right?

That’s what Earnipay gives you; total freedom over your pay.

We partner with your employer to give you instant access to your earned pay and enable you to control your finances on the go with no hassle. You can get 50% of the money you’ve worked for into your bank account instantly at any time, at a small fee between N55 - N1250, depending on the amount you want to access.

Our technology is secure and connects with your company's payroll system. You get your usual salary at the end of the month, and whatever you have withdrawn through Earnipay is subtracted from your total pay.

Please note that you can only access this benefit if your company has partnered with Earnipay.
Your employer will invite you to download the app and log in with the credentials they have provided.

If your company is not an Earnipay partner and you would like to have this financial benefit, refer your employer (CEO, HR or Finance Manager) here: https://earnipay.com/refer-employer
Updated on
Oct 7, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.9
180 reviews
Nnamdi Ugwoke
October 10, 2024
Very good app with better customer service team .
Did you find this helpful?
Earnipay Inc.
October 24, 2024
Thank you for leaving us a review, Nnamdi. We are super glad you're enjoying the app!
eeredum menegbo
October 10, 2024
Not. Able to update and do transfer from my wallet
Did you find this helpful?
Earnipay Inc.
October 24, 2024
Thank you for leaving us a review, Eeredum. Could you please drop us a message via support@earnipay.com? This is to resolve your complaint and also improve your experience with us. Thank you!
IDAJILI JOSEPH
August 12, 2023
It was working perfectly from the beginning but over 2 months now i can withdraw money anymore. The most annoying thing is that it will work until you get to the point where you need to put your pin to submit your withdrawal request and you will be disappointed. Showing error message like withdrawal is stopped, contact your employer . Please how should we do about this oo team?
7 people found this review helpful
Did you find this helpful?
Earnipay Inc.
August 14, 2023
Hello Joseph, We are sorry you had this experience and would love to make it better. Kindly send us an email at hello@earnipay.com with a screenshot showing the error message received and we will resolve it quickly. Always happy to help, The Earnipay Team.

What's new

Version 2.3.6 - We’ve been working hard to improve your experience! In this update, we’ve added exciting new features, improved performance, and squashed some bugs to make your app journey even better.
New Features:
Loans: You can now apply for loans directly through the app.
Flex Savings: Earn competitive interest on your funds, and access your savings anytime without penalties.
Improvements:
- Improved Goal Savings, Bill Payments, KYC Verification
- Device Registration, Fraud Monitoring

App support

About the developer
Earnipay Inc.
product@earnipay.com
8 The Grn Ste A Dover, DE 19901 United States
+234 906 803 1279