Piramal Finance - Loans & More

Piramal Capital & Housing Finance Limited

About this app

Apply for Instant Personal Loan | Check Free Credit Report | Eligibility & EMI Calculators.

The Piramal Capital & Housing Finance, herein referred to as “Piramal Finance” is a registered Housing Finance Company (HFC) with Reserve Bank of India (RBI).

Piramal Finance offers a variety of loans designed to your needs, including Home Loans, Business Loans, Instant Personal Loans, & Used Car Loans, find the right product to meet your needs by downloading our App. Effortlessly check your credit score for free, use our Eligibility & EMI calculators for financial planning, and access informative content to guide your decisions.

✨Home Loan✨
Purchasing your new home is simpler than ever with a Piramal Finance Home Loan. Secure quick funding of up to ₹2 Crore, making your dream home a reality with ease.

Features of Home Loan
✅Loan Amount - ₹ 5 Lakh - ₹ 2 Crore
✅Loan Tenure – Up To 30 Years
✅Loan Interest Rates Starting At 9.50%* p.a.

Benefits of Home Loan
✅Tax benefits
✅Flexibility of Repayment
✅100% Digital Documentation
✅100% Secure Process

✨ Personal Loan ✨
You can avail Instant Personal Loan for various purposes such as Travel, Emergencies, Weddings, Debt Consolidation, and more at competitive interest rates.

Features of Personal Loan
✅Loan Amount - ₹ 25 Thousand - ₹ 5 Lakh
✅Loan Tenure Up To 60 Months
✅Loan Interest Rates Starting At 12.99%* p.a.
✅Minimum Monthly Salary - ₹ 25,000/-

Benefits of Personal Loan
✅Instant Disbursal
✅No Co-Signer / Guarantor
✅100% Digital Documentation
✅100% Secure Process

Instant Personal Loan Example:
 Loan Amount: ₹ 1,00,000
 Tenure: 12 Months
 Annualized Percentage Rate (APR): 17.29%
 Max. Annualized Percentage Rate: 33.99%
 Min. Annualized Percentage Rate: 14.49%
 Equivalent Monthly Interest Rate: 1.2%
 Processing Fee (PF): ₹ 1,500
 GST: Charges inclusive of GST
 Interest Rate: 14.49%
 Interest: ₹ 8,021
 EMI: ₹ 9,002
 Amount disbursed: ₹ 9,830
 Total repayment amount: ₹ 1,09,701

👉 Steps to Get an Instant Loan👈
1. Download the Piramal Finance App
2. Apply for the loan
3. Complete the basic digital documentation – ID proof and address Proof.
4. Select Loan Amount & Tenure
5. Provide work Information
6. Update Bank Details
7. Get the quick funds to your registered bank account

✨ Business Loan ✨
Starting your business is quick and hassle-free with a Piramal Finance Business Loan. Choose between secured or unsecured options and get the funding you need to grow your business.
Secured Business Loan Features
✅Loan Amount - Up To ₹ 2 Crore
✅Loan Tenure – Up To 15 years
✅Loan Interest Rates Starting At 11.50%* p.a.

Unsecured Business Loan Features
✅Loan Amount – Up To ₹ 20 Lakh
✅Loan Tenure – Up To 48 Months
✅Loan Interest Rates Starting At 16.49%* p.a.

Benefits of Business Loan
✅No Collateral
✅Instant Disbursal
✅100% Digital Documentation
✅100% Secure Process

✨Tools✨
With the Piramal Finance app, you can check your credit score for free, ensuring you stay on top of your credit health. Our app also features an EMI calculator and a Loan Eligibility Calculator, helping you plan your finances effectively.

Contact Us:
If you have any feedback, questions, or concerns, please 📧 e-mail us at [e-mail] or 📱call us at 1800-266-6444. You can also reach us on WhatsApp!
Please refer to Most Important Terms & Conditions (MITC) for additional information related to loans – https://www.piramalfinance.com/stakeholders/policies
*Terms and Conditions are subject to underwriting by Piramal Finance. For details, refer to the Piramal Finance Website – https://www.piramalfinance.com/

Ratings and reviews

Very very very very high interest charges took from this app. They are literally charging 3000-4000 if one emi is bounced. Warning this app contains very abusive collection agents and you'll receive harassment calls if you don't pay, after paying also they will call and abuse you for late payments.. this is an very disliked app. They don't follow RBI guidelines for collections or other process. Not suggested all.. PLEASE DONT TAKE LOAN FROM THIS APP!!!!!

Late disbursement Process and such a waste of time. They charge high interest rates (22%). No tenure option is given. Minimum 5 years of tenure they give not less than that. Without intimation they charge for 2 life health insurance policies.

This is very wores loan app, the Custmer support is very worse, my loan is auto debit but that's not working every time they l charged money every month and my cibil score also decreased. I have asked to pay manually but they are not allowing. I SUGGEST YOU GUYS DONT TAKE LOAN FROM THIS BANK, THANKS